AUTOMATIC WITH FACULTATIVE OPTION YEARLY RENEWABLE TERM REINSURANCE AGREEMENT Effective January 1, 2011 Between The Guardian Insurance & Annuity Company, Inc. (“Ceding Company”) Wilmington, Delaware and The Guardian Life Insurance Company of America...Yearly Renewable Term • April 27th, 2012 • Guardian Separate Account K • Delaware
This Agreement is a YRT reinsurance arrangement, dated effective January 1, 2011 (the “Effective Date”), including the attached Schedules, for indemnity reinsurance between the Guardian Insurance & Annuity Company of Wilmington, Delaware (“Ceding Company”) and The Guardian Life Insurance Company of America of New York, New York (“Reinsurer”), individually each a “Party” and collectively the “Parties”. The Parties agree that the terms and conditions set forth in this Agreement include the Schedules attached, each of which is made a part of this Agreement by this reference.
