0001193125-12-215322 Sample Contracts

REINSURANCE GROUP OF AMERICA, INCORPORATED FLEXIBLE STOCK PLAN STOCK APPRECIATION RIGHT AWARD AGREEMENT
Stock Appreciation Right Award Agreement • May 7th, 2012 • Reinsurance Group of America Inc • Accident & health insurance • Missouri

Reinsurance Group of America, Incorporated, a Missouri corporation (the “Company”), and (the “Awardee”) hereby agree as follows:

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REINSURANCE GROUP OF AMERICA, INCORPORATED FLEXIBLE STOCK PLAN PERFORMANCE CONTINGENT SHARE AGREEMENT
Performance Contingent Share Agreement • May 7th, 2012 • Reinsurance Group of America Inc • Accident & health insurance • Missouri

Pursuant to the Reinsurance Group of America, Incorporated Flexible Stock Plan, as amended (the “Plan”), and pursuant to action of the Committee charged with the Plan’s administration, the Company has granted to the Employee, effective February 28, 2012 (the “Date of Grant”), subject to the terms, conditions and limitations stated in this Agreement and the Plan, an award of performance contingent shares with respect to shares of Common Stock (“Shares”). The performance contingent shares awarded to the Employee in this Agreement are referred to herein as “Restricted Share Units.” The number of Restricted Share Units granted under this Section 1 are referred to in this Agreement as the “Target Grant.”

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