DEPOSIT AGREEMENT among DISCOVER FINANCIAL SERVICES, COMPUTERSHARE SHAREOWNER SERVICES LLC, as Depositary, Transfer Agent and Registrar, and THE HOLDERS FROM TIME TO TIME OF THE DEPOSITARY RECEIPTS DESCRIBED HEREIN Dated as of October 16, 2012Deposit Agreement • October 16th, 2012 • Discover Financial Services • Personal credit institutions • New York
DEPOSIT AGREEMENT dated as of October 16, 2012, among (i) Discover Financial Services, a Delaware corporation, (ii) Computershare Shareowner Services LLC and (iii) the Holders from time to time of the Receipts described herein.
