EverBank Financial Corp Depositary Shares Each Representing a 1/1,000th Interest in a Share of % Series A Non-Cumulative Perpetual Preferred Stock Underwriting AgreementUnderwriting Agreement • October 31st, 2012 • EverBank Financial Corp • Savings institution, federally chartered
EverBank Financial Corp, a Delaware corporation (the “Company”), proposes, subject to the terms and conditions stated herein, to issue and sell to the Underwriters named in Schedule I hereto (the “Underwriters”), for whom you are acting as representatives (the “Representatives”), an aggregate of depositary shares (the “Firm Shares”), each representing a 1/1,000th interest in a share of its % Series A Non-Cumulative Perpetual Preferred Stock, $0.01 par value per share and liquidation preference $25,000 per share (“Preferred Stock”) and, at the election of the Underwriters, up to depositary shares, each representing a 1/1,000th interest in a share of Preferred Stock (the “Optional Shares”). The Firm Shares and the Optional
