0001193125-12-446567 Sample Contracts

NON-INCENTIVE STOCK OPTION AGREEMENT Under ENCORE CAPITAL GROUP, INC. [ ] Shares of Common Stock
Non-Incentive Stock Option Agreement • November 1st, 2012 • Encore Capital Group Inc • Short-term business credit institutions

ENCORE CAPITAL GROUP, INC. (the “Company”), pursuant to the terms of its 2005 Stock Incentive Plan, as amended (the “Plan”), hereby grants to [ ] (the “Optionee”) the right and option to purchase [ ] shares of Common Stock, par value $.01 per share (the “Common Stock”), of the Company (the “Option”) upon and subject to the following terms and conditions of this agreement (the “Agreement”):

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