UNDERWRITING AGREEMENT Homeowners Choice, Inc. Underwriting AgreementUnderwriting Agreement • January 17th, 2013 • Homeowners Choice, Inc. • Fire, marine & casualty insurance • New York
Homeowners Choice, Inc., a Florida corporation (the “Company”), proposes to issue and sell to the several Underwriters listed in Schedule 1 hereto (the “Underwriters”), for whom you are acting as representative (the “Representative”), $35,000,000 principal amount of its 8.00% Senior Notes due 2020 (the “Firm Securities”). The Company also proposes to grant to the Underwriters an option to purchase up to $5,250,000 aggregate principal amount of 8.00% Senior Notes due 2020 to cover over-allotments, if any (the “Option Securities” and, together with the Firm Securities, being hereinafter called the “Securities”). The Securities will be issued pursuant to an indenture to be dated as of January 17, 2013 between the Company and The Bank of New York Mellon Trust Company, N.A., as trustee (the “Trustee”), as amended and supplemented by that certain Supplemental Indenture to be dated as of January 17, 2013 (such indenture, as so amended and supplemented, the “Indenture”).
