Guaranty and Suretyship AgreementGuaranty and Suretyship Agreement • March 11th, 2013 • EPAM Systems, Inc. • Services-computer programming services
THIS GUARANTY AND SURETYSHIP AGREEMENT (this “Guaranty”) is made and entered into as of this 15th day of January, 2013, by EPAM SYSTEMS, LLC, a New Jersey limited liability company and VESTED DEVELOPMENT, INC., a Delaware corporation (each, the “Guarantor” and, collectively, the “Guarantors”), with an address at 41 University Drive, Suite 202, Newton, PA 18940, in consideration of the extension of credit by PNC BANK, NATIONAL ASSOCIATION (the “Bank”), with an address at Two Tower Center Boulevard, East Brunswick, NJ 08816, to EPAM SYSTEMS, INC., a Delaware corporation (the “Borrower”), and other good and valuable consideration, the receipt and sufficiency of which are hereby acknowledged. Terms capitalized herein but not defined herein shall have the meaning given to such terms in the Credit Agreement between EPAM Systems, Inc. and Bank dated as of the date hereof (as amended, restated or otherwise modified, the “Credit Agreement”).
Security AgreementSecurity Agreement • March 11th, 2013 • EPAM Systems, Inc. • Services-computer programming services
THIS SECURITY AGREEMENT (this “Agreement”), dated as of this 15th day of January, 2013, is made by EPAM SYSTEMS, INC., a Delaware corporation, EPAM SYSTEMS, LLC, a New Jersey limited liability company and VESTED DEVELOPMENT, INC., a Delaware corporation (collectively and individually, the “Grantor”), each with an address at 41 University Drive, Suite 202, Newton, PA 18940, in favor of PNC BANK, NATIONAL ASSOCIATION (the “Bank”), with an address at Two Tower Center Boulevard, East Brunswick, NJ 08816. Terms capitalized but not defined herein shall have the meaning given to such terms in the Credit Agreement between EPAM Systems, Inc. and the Bank dated as of the date hereof (as amended, restated or otherwise modified, the “Credit Agreement”).
Pledge Agreement (Stocks, Bonds and Commercial Paper)Pledge Agreement • March 11th, 2013 • EPAM Systems, Inc. • Services-computer programming services
THIS PLEDGE AGREEMENT, dated as of this 15th day of January, 2013, is made by EPAM SYSTEMS, INC., a Delaware corporation, EPAM SYSTEMS, LLC, a New Jersey limited liability company and VESTED DEVELOPMENT, INC., a Delaware corporation (each, a “Pledgor” and, collectively, the “Pledgors”), each with an address at 41 University Drive, Suite 202, Newton, PA 18940, in favor of PNC BANK, NATIONAL ASSOCIATION (the “Secured Party”), with an address at Two Tower Center Boulevard, East Brunswick, NJ 08816. Terms capitalized but not defined herein shall have the meaning given to such terms in the Credit Agreement between EPAM Systems, Inc. and the Secured Party dated as of the date hereof (the “Credit Agreement”).
40,000,000 REVOLVING CREDIT FACILITY CREDIT AGREEMENT by and among EPAM SYSTEMS INC., as Borrower, THE GUARANTORS PARTY HERETO, and PNC BANK, NATIONAL ASSOCIATION, as Lender Dated: as of January 15, 2013Credit Agreement • March 11th, 2013 • EPAM Systems, Inc. • Services-computer programming services
THIS CREDIT AGREEMENT (as hereafter amended, modified, supplemented and restated, this “Agreement”) is dated as of January 15, 2013 and is made by and among EPAM SYSTEMS INC., a Delaware corporation (the “Parent Company”), and any of its Subsidiaries that hereafter join this Agreement as Borrowers (with the Parent Company, each a “Borrower” and collectively, the “Borrowers”), each of the GUARANTORS (as hereinafter defined) party hereto, and PNC BANK, NATIONAL ASSOCIATION (the “Lender”).
