0001193125-13-170649 Sample Contracts

THIS REINSURANCE AGREEMENT is made between JOHN HANCOCK LIFE INSURANCE COMPANY and (hereinafter referred to as “the Reinsurer”) Effective Date: This Agreement may be referred to as Agreement
Reinsurance Agreement • April 24th, 2013 • John Hancock Life Insurance Co (Usa) Separate Account A • Michigan

This Agreement is applicable only to reinsurance of policies directly written by the Company, except as set forth in Article V, Changes to Business Reinsured. Any policies acquired by the Company through merger of another company, reinsurance, or purchase of another company’s policies, are not included under the terms of this Agreement. However, reinsurance of such policies may be arranged by written agreement between the Company and the Reinsurer.

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