0001193125-13-170692 Sample Contracts

AMENDMENT PARTICIPATION AGREEMENT
Participation Agreement • April 24th, 2013 • TIAA-CREF Life Separate Account VLI-2

Effective May 1,2013, The Participation Agreement (the “Agreement”), dated November 14, 2011, as amended, by and among TIAA-CREF Life Insurance Company (“Company”), T. Rowe Price Fixed Income Series, Inc. and T. Rowe Price Investment Services, Inc. (collectively, the “Parties”) is hereby amended as follows:

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AMENDMENT NO. 2 TO PARTICIPATION AGREEMENT
Participation Agreement • April 24th, 2013 • TIAA-CREF Life Separate Account VLI-2

This Amendment No. 2, effective as of July 2, 2012, amends the Participation Agreement, dated as of April 1, 2010, as amended (the “Participation Agreement”), by and among TIAA-CREF Life Insurance Company, a New York life insurance company, on its own behalf and on behalf of its Separate Account(s) as set forth in Schedule A to the Participation Agreement; ING Investors Trust, an open-end management investment company and business trust organized under the laws of Delaware; and ING Investments Distributor, LLC (formerly “ING Funds Distributor, LLC”), a Delaware limited liability company.

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 24th, 2013 • TIAA-CREF Life Separate Account VLI-2 • Oregon

This AMENDMENT (this “Amendment”) is dated as of July 9, 2012 by and among M FUND, INC., a corporation organized and existing under the laws of the State of Maryland (the “Fund”), M FINANCIAL ADVISERS, INC., a corporation organized and existing under the laws of the State of Colorado (the “Advisor”), M HOLDINGS SECURITIES, INC., a corporation organized and existing under the laws of the State of Oregon (the “Distributor”), and TIAA- CREF LIFE INSURANCE COMPANY, a corporation organized and existing under the laws of the State of New York (the “Company”).

Franklin/Templeton Distributors, Inc. One Franklin Parkway San Mateo. CA 94403-1906 tel (650) 312-3000 franklintempleton.com
Participation Agreement • April 24th, 2013 • TIAA-CREF Life Separate Account VLI-2

Enclosed is an amendment (the “Amendment”) to the Participation Agreement(s) (“Agreement”) between us and you with respect to our insurance trust — Franklin Templeton Variable Insurance Products Trust (the “Trust”).

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