0001193125-13-170701 Sample Contracts

Franklin/Templeton Distributors, Inc. One Franklin Parkway San Mateo, CA 94403-1906 tel (650) 312-3000 franklintempleton.com
Participation Agreement • April 24th, 2013 • Tiaa-Cref Life Separate Account Vli-1

Enclosed is an amendment (the “Amendment”) to the Participation Agreement(s) (“Agreement”) between us and you with respect to our insurance trust – Franklin Templeton Variable Insurance Products Trust (the “Trust”).

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