Franklin/Templeton Distributors, Inc. One Franklin Parkway San Mateo, CA 94403-1906 tel (650) 312-3000 franklintempleton.comTiaa-Cref Life Separate Account Vli-1 • April 24th, 2013
Enclosed is an amendment (the “Amendment”) to the Participation Agreement(s) (“Agreement”) between us and you with respect to our insurance trust – Franklin Templeton Variable Insurance Products Trust (the “Trust”).
