0001193125-13-185805 Sample Contracts

FORM OF PARTICIPATION AGREEMENT Among SYMETRA LIFE INSURANCE COMPANY VIRTUS VARIABLE INSURANCE TRUST and VP DISTRIBUTORS, LLC
Participation Agreement • April 30th, 2013 • Virtus Variable Insurance Trust • Delaware

THIS AGREEMENT, effective as of the [ ] day of [ ] 2013, by and among Symetra Life Insurance Company (the “Company”), a Washington life insurance company, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each account hereinafter referred to as the “Account”), VIRTUS VARIABLE INSURANCE TRUST (the “Fund”), a Delaware statutory trust, and VP DISTRIBUTORS, LLC (the “Distributor”), a Delaware limited liability company.

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FORM OF INDEMNIFICATION AGREEMENT
Indemnification Agreement • April 30th, 2013 • Virtus Variable Insurance Trust • Delaware

This Indemnification Agreement (this “Agreement”) is made as of [__] by and between (i) The Virtus Variable Insurance Trust (the “Trust”), acting on behalf of itself and each of its portfolio series, whether existing on the date hereof (as listed on Appendix A hereto) or subsequently established (the “Series”) and (ii) the trustee of the Trust whose name is set forth on the signature page (the “Trustee”).

Global Custody Agreement – New York – General – May 2012
Global Custody Agreement • April 30th, 2013 • Virtus Variable Insurance Trust • New York

This Agreement, dated March 1, 2013, is between JPMORGAN CHASE BANK, NATIONAL ASSOCIATION (“J.P. Morgan”), with a place of business at One Chase Manhattan Plaza, 19th Floor, New York, New York 10005; and each trust listed on Schedule A attached hereto (each a “Customer”), each with a place of business at 101 Munson Street, Greenfield, Massachusetts 01301.

FIRST AMENDMENT TO SUBADVISORY AGREEMENT
Subadvisory Agreement • April 30th, 2013 • Virtus Variable Insurance Trust

THIS AMENDMENT effective as of the 30th day of September, 2011 amends that certain Subadvisory Agreement effective November 5, 2010 (the “Agreement”) among Virtus Variable Insurance Trust (formerly The Phoenix Edge Series Fund) (the “Fund”), an open-end investment company of the series type registered under the Investment Company Act of 1940 (the “Act”) on behalf of its series Virtus Small-Cap Growth Series and Virtus Small-Cap Value Series. (the “Series”), Virtus Investment Advisers, Inc., a Massachusetts corporation (the “Adviser”) and Kayne Anderson Rudnick Investment Management, LLC a California limited liability company (the “Subadviser”) as follows:

AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT VIRTUS VARIABLE INSURANCE TRUST
Expense Limitation Agreement • April 30th, 2013 • Virtus Variable Insurance Trust • Delaware

This Amended and Restated Expense Limitation Agreement (the “Agreement”) effective as of May 1, 2013, amends and restates that certain Expense Limitation Agreement effective as of February 14, 2011, by and between Virtus Variable Insurance Trust, a Delaware statutory trust (the “Registrant”), on behalf of each series of the Registrant listed in Appendix A (each a “Fund” and collectively, the “Funds”) and the Adviser of each of the Funds, Virtus Investment Advisers, Inc., a Massachusetts corporation (the “Adviser”).

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