0001193125-13-196448 Sample Contracts

FUND PARTICIPATION AGREEMENT The Guardian Insurance & Annuity Company, Inc. Columbia Funds Variable Insurance Trust Columbia Management Advisors, LLC and Columbia Management Distributors, Inc. January 1, 2009
Fund Participation Agreement • May 2nd, 2013 • Guardian Separate Acct N of the Guardian Ins & Annuity Co • Massachusetts

THIS AGREEMENT, made and entered into as of this 1st day of January, 2009, by and among THE GUARDIAN INSURANCE & ANNUITY COMPANY, INC. (the “Company”), a Delaware life insurance company, on its own behalf and on behalf of its separate accounts (the “Accounts”); COLUMBIA FUNDS VARIABLE INSURANCE TRUST, an open-end management investment company organized under the laws of the Commonwealth of Massachusetts (the “Fund”); COLUMBIA MANAGEMENT ADVISORS, LLC (the “Adviser”), a Delaware limited liability company; and COLUMBIA MANAGEMENT DISTRIBUTORS, INC. (the “Distributor”), a Massachusetts corporation.

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PARTICIPATION AGREEMENT AMONG PIONEER VARIABLE CONTRACTS TRUST, THE GUARDIAN INSURANCE & ANNUITY COMPANY, INC., PIONEER INVESTMENT MANAGEMENT, INC. AND PIONEER FUNDS DISTRIBUTOR, INC.
Participation Agreement • May 2nd, 2013 • Guardian Separate Acct N of the Guardian Ins & Annuity Co • New York

THIS AGREEMENT, made and entered into this 1st day of January, 2009, by and among PIONEER VARIABLE CONTRACTS TRUST, a Delaware business trust (the “Trust”), THE GUARDIAN INSURANCE & ANNUITY COMPANY, INC., a Delaware life insurance company (the “Company”) on its own behalf and on behalf of each of the segregated asset accounts of the Company set forth in Schedule A hereto, as may be amended from time to time (the “Accounts”), PIONEER INVESTMENT MANAGEMENT, INC., a Delaware corporation (“PIM”) and PIONEER FUNDS DISTRIBUTOR, INC. (“PFD”), a corporation organized under the laws of The Commonwealth of Massachusetts. PIM and PFD are members of the UniCredito Italiano banking group, register of banking groups.

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • May 2nd, 2013 • Guardian Separate Acct N of the Guardian Ins & Annuity Co • New York

This Agreement is entered into as of the 1st day of June, 2012, between The Guardian Insurance & Annuity Company, Inc., a corporation organized under the laws of the State of Delaware (“Insurance Company”), on behalf of itself and on behalf of the separate accounts set forth on Exhibit A, and each Participating Fund (as defined below).

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