FIRST PACTRUST BANCORP, INC. (a Maryland corporation) 1,400,000 Depositary Shares, each representing a 1/40th interest in a share of 8.00% Non-Cumulative Perpetual Preferred Stock, Series C UNDERWRITING AGREEMENTUnderwriting Agreement • June 12th, 2013 • First Pactrust Bancorp Inc • National commercial banks • New York
DEPOSIT AGREEMENT among FIRST PACTRUST BANCORP, INC., REGISTRAR AND TRANSFER COMPANY, as Depositary, and THE HOLDERS FROM TIME TO TIME OF THE DEPOSITARY RECEIPTS DESCRIBED HEREIN Dated as of June 12, 2013Deposit Agreement • June 12th, 2013 • First Pactrust Bancorp Inc • National commercial banks • Maryland
DEPOSIT AGREEMENT dated as of June 12, 2013, by and among (i) First PacTrust Bancorp, Inc., a Maryland corporation, (ii) Registrar and Transfer Company, a New Jersey corporation, and (iii) the Holders from time to time of the Receipts described herein.
