0001193125-13-391699 Sample Contracts

JANUS ASPEN SERIES FUND PARTICIPATION AGREEMENT (Service Shares)
Fund Participation Agreement • October 4th, 2013 • Separate Account No. 70 of AXA Equitable Life Insurance Co • Colorado

THIS AGREEMENT is made this 26 day of July 2005, between JANUS ASPEN SERIES, an open-end management investment company organized as a Delaware business trust (the “Trust”), and AXA Equitable Life Insurance Company, a life insurance company organized under the laws of the State of New York (the “Company”), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A, as may be amended from time to time (the “Accounts”).

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PARTICIPATION AGREEMENT Among AXA EQUITABLE LIFE INSURANCE COMPANY FUND ADVISER and DISTRIBUTOR
Participation Agreement • October 4th, 2013 • Separate Account No. 70 of AXA Equitable Life Insurance Co • New York

THIS AGREEMENT, made and entered into as of this 20 day of April, 2012 by and among AXA EQUITABLE LIFE INSURANCE COMPANY (the “Company”), a New York life insurance company, on its own behalf and on behalf of its separate accounts (the “Accounts”); FIRST TRUST VARIABLE INSURANCE TRUST, a business trust organized under the laws of the Commonwealth of Massachusetts (the “Fund”); FIRST TRUST ADVISORS L.P. (the “Adviser”), An Illinois limited partnership; and FIRST TRUST PORTFOLIOS L.P. (the “Distributor”), an Illinois limited partnership.

AMENDMENT NO. 3 TO FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • October 4th, 2013 • Separate Account No. 70 of AXA Equitable Life Insurance Co

THIS AMENDMENT NO. 3 TO FUND PARTICIPATION AGREEMENT (“Amendment”) is made as of this 1st day of September 2013, by and between AXA EQUITABLE LIFE INSURANCE COMPANY (the “Company”), MONY LIFE INSURANCE COMPANY (“MONY”), MONY LIFE INSURANCE COMPANY OF AMERICA (“MLOA”), AMERICAN CENTURY INVESTMENT MANAGEMENT, INC. (“Adviser”) and AMERICAN CENTURY INVESTMENT SERVICES, INC. (“Distributor”). Capitalized terms not otherwise defined herein shall have the meaning ascribed to them in the Agreement (defined below).

PARTICIPATION AGREEMENT Among AXA EQUITABLE LIFE INSURANCE COMPANY TRUST ADVISER and ADMINISTRATOR
Participation Agreement • October 4th, 2013 • Separate Account No. 70 of AXA Equitable Life Insurance Co • New York

THIS AGREEMENT, made and entered into as of this 1st day of April, 2011, by and among AXA EQUITABLE LIFE INSURANCE COMPANY (the “Company”), a New York life insurance company, on its own behalf and on behalf of its separate accounts (the “Accounts”); JPMorgan Insurance Trust, an open-end management investment company organized under the laws of Massachusetts (the “Trust”); J. P. Morgan Investment Management Inc. (the “Adviser”), a Delaware company; and JPMorgan Funds Management Inc., a Delaware company (the “Administrator”).

AMENDMENT NO. 1 TO PARTICIPATION AGREEMENT
Participation Agreement • October 4th, 2013 • Separate Account No. 70 of AXA Equitable Life Insurance Co

Amendment No.1, effective August 23, 2013 to the Participation Agreement, (the “Agreement”), dated July 9, 2010 by and among AXA Equitable Life Insurance Company, Delaware VIP Trust, Delaware Management Company, and Delaware Distributors, L.P. (collectively, the “Parties”).

AMENDMENT NO.1 TO PARTICIPATION AGREEMENT
Participation Agreement • October 4th, 2013 • Separate Account No. 70 of AXA Equitable Life Insurance Co

Amendment No.1, effective August 20, 2013 to the Participation Agreement, (the “Agreement”), dated April 1, 2011 among AXA Equitable Life Insurance Company, JP Morgan Insurance Trust, J.P. Morgan Investment Management Inc., and JPMorgan Funds Management Inc. (collectively, the “Parties”).

AMENDMENT NO. 4 TO PARTICIPATION AGREEMENT
Participation Agreement • October 4th, 2013 • Separate Account No. 70 of AXA Equitable Life Insurance Co

Amendment No. 4, dated as of August 27, 2013 to the Participation Agreement, (the “Agreement”), dated October 16, 2009, as amended by Amendment No. 1 effective May 1, 2010, Amendment No. 2 effective October 1,2010 and Amendment No. 3 effective May 1,2012, by and among AXA Equitable Life Insurance Company, MONY Life Insurance Company (“MONY”), MONY Life Insurance Company of America, BlackRock Variable Series Funds, Inc., BlackRock Advisors, LLC and BlackRock Investments, LLC (collectively, the “Parties”).

THIRD AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • October 4th, 2013 • Separate Account No. 70 of AXA Equitable Life Insurance Co

THIRD AMENDMENT, dated as of Sept 5, 2013 to the Participation Agreement, (the “Agreement”), dated October 23, 2009 and as amended by First Amendment dated April 1, 2010 and Second Amendment dated May 1, 2012, by and among AXA Equitable Life Insurance Company (“AXA Equitable”), MONY Life Insurance Company (“MONY”), MONY Life Insurance Company of America, Waddell & Reed, Inc. and Ivy Funds Variable Insurance Portfolios (collectively, the “Parties”).

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