0001193125-13-488611 Sample Contracts

FORM OF SHAREHOLDERS AGREEMENT
Shareholder Agreement • December 31st, 2013 • Santander Consumer USA Holdings Inc. • Personal credit institutions • New York

SHAREHOLDERS AGREEMENT (this “Agreement”) dated as of December 31, 2011, between SANTANDER CONSUMER USA INC., an Illinois corporation (the “Company”) and the purchaser named on the signature page hereof (the “Participant”).

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