0001193125-14-016785 Sample Contracts

Form of Non-Employee Independent Director Option Award Agreement
Director Option Award Agreement • January 22nd, 2014 • Santander Consumer USA Holdings Inc. • Personal credit institutions • New York

OPTION AWARD AGREEMENT (“Option Agreement”) UNDER THE SANTANDER CONSUMER USA HOLDINGS INC. 2011 MANAGEMENT EQUITY PLAN, dated as of January 22, 2014, between SANTANDER CONSUMER USA HOLDINGS INC., a Delaware corporation (the “Company”), and the individual set forth on the signature page to this Option Agreement (the “Optionee”).

Sample 1
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Form of Time-Based Option Award Agreement (Series 2)
Time-Based Option Award Agreement • January 22nd, 2014 • Santander Consumer USA Holdings Inc. • Personal credit institutions • New York

OPTION AWARD AGREEMENT (“Option Agreement”) UNDER THE SANTANDER CONSUMER USA HOLDINGS INC. 2011 MANAGEMENT EQUITY PLAN, dated as of January 22, 2014, between SANTANDER CONSUMER USA HOLDINGS INC., a Delaware corporation (the “Company”), and the individual set forth on the signature page to this Option Agreement (the “Optionee”).

Sample 1
Form of Time- and Performance-Based Option Award Agreement (Series 3)
-Based Option Award Agreement • January 22nd, 2014 • Santander Consumer USA Holdings Inc. • Personal credit institutions • New York

OPTION AWARD AGREEMENT (“Option Agreement”) UNDER THE SANTANDER CONSUMER USA HOLDINGS INC. 2011 MANAGEMENT EQUITY PLAN, dated as of January 22, 2014, between SANTANDER CONSUMER USA HOLDINGS INC., a Delaware corporation (the “Company”), and the individual set forth on the signature page to this Option Agreement (the “Optionee”).

Sample 1
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