0001193125-14-150567 Sample Contracts

Amended and Restated Participation Agreement (Fidelity)
Participation Agreement • April 21st, 2014 • TFLIC Separate Account VNY • Massachusetts

THIS AMENDED AND RESTATED AGREEMENT, made and entered into as of the 28th day of February , 2014 by and among TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY, (hereinafter the “Company”), a New York corporation, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each such account hereinafter referred to as the “Account”); and FIDELITY DISTRIBUTORS CORPORATION (hereinafter the “Underwriter”), a Massachusetts corporation; and each of VARIABLE INSURANCE PRODUCTS FUND, VARIABLE INSURANCE PRODUCTS FUND II, VARIABLE INSURANCE PRODUCTS FUND III, VARIABLE INSURANCE PRODUCTS FUND IV and VARIABLE INSURANCE PRODUCTS FUND V each an unincorporated business trust organized under the laws of the Commonwealth of Massachusetts (each referred to hereinafter as the “Fund”).

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Amendment No. 3 to Participation Agreement (Nationwide)
Participation Agreement • April 21st, 2014 • TFLIC Separate Account VNY

The Participation Agreement, dated May 1, 2005, as amended June 24, 2009, and as further amended March 1, 2012 (the “Agreement”), among Transamerica Financial Life Insurance Company (the “Company”), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be revised from time to time (the “Account”); and Nationwide Variable Insurance Trust (the “Trust”); and Nationwide Fund Distributors LLC (the “Underwriter”), is hereby amended on this 1st day of May, 2013, as follows:

AMENDMENT NO. 3 TO PARTICIPATION AGREEMENT
Participation Agreement • April 21st, 2014 • TFLIC Separate Account VNY

Amendment No. 3 dated as of May 1, 2013 to the Participation Agreement (the “Agreement”), effective April 8, 2005, between TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY (the “Company”), on its own behalf and on behalf of each separate account of the Company identified herein; WELLS FARGO VARIABLE TRUST (the “Trust”); and WELLS FARGO FUNDS DISTRIBUTOR, LLC (the “Distributor”).

SECOND AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 21st, 2014 • TFLIC Separate Account VNY

This Second Amendment to Participation Agreement (this “Amendment”) is dated and effective as of September 1, 2013, by and among VANGUARD VARIABLE INSURANCE FUND (hereinafter the “Fund”), THE VANGUARD GROUP, INC. (hereinafter the “Sponsor”), VANGUARD MARKETING CORPORATION (hereinafter the “Distributor”), and TRANSAMERICA FINANCIAL LIFE INSURANCE COMPANY (hereinafter the “Company”), on its own behalf and on behalf of each separate account of the Company named in Schedule A hereto as may be revised from time to time (each such account hereinafter referred to as the “Account”). Capitalized terms not otherwise defined herein shall have the meanings ascribed to them in the Agreement.

Amendment No. 2 to Participation Agreement (DFA)
Participation Agreement • April 21st, 2014 • TFLIC Separate Account VNY

THIS AMENDMENT, made and entered into this 1st day of May, 2013, by and among Transamerica Financial Life Insurance Company (“Company”), on its own behalf and on behalf of segregated asset accounts of the Company that may be established from time to time (individually, an “Account” and collectively, the “Accounts”); DFA Investment Dimensions Group Inc. (“Fund”); the Fund’s investment adviser, Dimensional Fund Advisors Inc. (“Adviser”); and DFA Securities Inc. (“DFAS”) (individually, a “Party” and collectively, the “Parties”).

Amendment No. 13 to Participation Agreement (Dreyfus)
Participation Agreement • April 21st, 2014 • TFLIC Separate Account VNY

This Amendment is to the Fund Participation Agreement dated May 1, 2001, as amended, (“Agreement”) between Transamerica Life Insurance Company, Monumental Life Insurance Company, Transamerica Financial Life Insurance Company (each, “Insurance Company”), on behalf of themselves and on behalf of the Separate Accounts listed on Exhibit A of the Agreement, Dreyfus Variable Investment Fund, Dreyfus Investment Portfolios, The Dreyfus Socially Responsible Growth Fund, Inc. and the Dreyfus Stock Index Fund, Inc. (each as the “Fund”). All capitalized terms used herein and not otherwise defined shall have the meaning ascribed to such terms in the Agreement.

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