0001193125-14-337999 Sample Contracts

CITIZENS BANK, N.A. UNION FEDERAL SAVINGS BANK Loan Purchase and Sale Agreement
Loan Purchase and Sale Agreement • September 10th, 2014 • First Marblehead Corp • Personal credit institutions • Rhode Island

This Loan Purchase and Sale Agreement (this “Agreement”), by and among UNION FEDERAL SAVINGS BANK, a federal savings bank organized under the laws of the United States having a principal place of business at 1565 Mineral Spring Avenue, North Providence, Rhode Island 02904 (“Seller”), and CITIZENS BANK, N.A., a national banking association having a principal place of business at One Citizens Plaza, Providence, Rhode Island 02903 (“Purchaser”), and THE FIRST MARBLEHEAD CORPORATION, a Delaware corporation having a principal place of business at 800 Boylston Street, 34th Floor, Boston, Massachusetts 02199 (“Guarantor”), is made as of June 25, 2014 (the “Execution Date”).

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THIRTEENTH AMENDMENT TO LOAN PROGRAM AGREEMENT
Loan Program Agreement • September 10th, 2014 • First Marblehead Corp • Personal credit institutions • Georgia

This Thirteenth Amendment to Loan Program Agreement (the “Thirteenth Amendment”) is entered into as of the 30th day of May, 2014 and shall be effective as of June 1, 2014 (the “Thirteenth Amendment Effective Date”), except as otherwise stated herein, by and among First Marblehead Education Resources, Inc., a Delaware corporation having its principal offices at One Cabot Road, Medford, Massachusetts 02155 (“FMER”), The First Marblehead Corporation, a Delaware corporation having its principal offices at 800 Boylston Street, 34th Floor, Boston, Massachusetts 02199 (“FMC”), and SunTrust Bank, a Georgia state-chartered banking corporation having an office located at 1001 Semmes Avenue, Richmond, Virginia 23224 (“SunTrust”). Capitalized terms used in this Thirteenth Amendment without definition have the meanings assigned to them in the Loan Program Agreement (as defined below).

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