AMENDMENT NO. 4 TO LOAN AGREEMENTLoan Agreement • February 9th, 2015 • Nicholas Financial Inc • Short-term business credit institutions • New York
THIS AMENDMENT NO. 4 TO SECOND AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT dated as of January 30, 2015 (this “Amendment”), is among NICHOLAS FINANCIAL, INC., a Florida corporation (the “Borrower”), BANK OF AMERICA, N.A., in its capacity as agent (in such capacity, the “Agent”), and each of the Lenders party hereto.
NICHOLAS FINANCIAL, INC. Automobile Dealer Retail AgreementAutomobile Dealer Retail Agreement • February 9th, 2015 • Nicholas Financial Inc • Short-term business credit institutions
The undersigned Dealer proposes to sell to the undersigned Nicholas Financial, Inc. (NFI), from time to time, Promissory Notes, Security Agreements, Retail Installment contracts, Conditional Sales Contracts, or other instruments hereinafter referred to as “Contracts”, evidencing installment payment obligations owing Dealer arising from the time sale of motor vehicle(s) and secured by such Contracts. It is understood that NFI shall have the sole discretion to determine which Contracts it will purchase from Dealer.
