0001193125-15-081034 Sample Contracts

FORM OF ESOP LOAN AGREEMENT MILLINGTON BANK EMPLOYEE STOCK OWNERSHIP PLAN TRUST
Esop Loan Agreement • March 6th, 2015 • MSB Financial Corp • New Jersey

This LOAN AGREEMENT dated , 2015, between the MILLINGTON BANK EMPLOYEE STOCK OWNERSHIP PLAN TRUST (the “TRUST”) as represented by the ESOP TRUSTEES, herein referred to as the BORROWER, and MSB FINANCIAL CORP., a Maryland corporation, as the lender (the “LENDER”), hereby agree as follows:

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