0001193125-15-149181 Sample Contracts

Exhibit (3)(a) DISTRIBUTION AND SERVICE AGREEMENT BETWEEN THE GUARDIAN INSURANCE & ANNUITY COMPANY, INC. AND PARK AVENUE SECURITIES LLC
Distribution Agreement • April 27th, 2015 • Guardian Separate Account R • New York

AGREEMENT, made this 31ST day of March, 2015 by and between The Guardian Insurance & Annuity Company, Inc. (“GIAC”), a Delaware corporation, and Park Avenue Securities LLC (the “Distributor”), a Delaware Limited Liability Company. DISTRIBUTOR is a wholly-owned subsidiary of GIAC. GIAC is a wholly-owned subsidiary of The Guardian Life Insurance Company of America. GIAC and DISTRIBUTOR each have their principal office located at 7 Hanover Square, New York, NY 10004.

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Exhibit (3) (b) THE GUARDIAN INSURANCE & ANNUITY COMPANY SALES AND/OR SERVICING AGREEMENT (“AGREEMENT”)
Sales and/or Servicing Agreement • April 27th, 2015 • Guardian Separate Account R • New York

This Agreement (the “Agreement”) is entered into by and among The Guardian Insurance & Annuity Company, Inc. (“GIAC”), a Delaware corporation, Park Avenue Securities LLC (“PAS”), a registered broker-dealer with the Securities and Exchange Commission (“SEC”) under the Securities Exchange Act of 1934 and a member in good standing of the Financial Industry Regulatory Authority, Inc. (“FINRA”), and (the “Firm”).

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