0001193125-15-151708 Sample Contracts

PARTICIPATION AGREEMENT
Participation Agreement • April 28th, 2015 • Tiaa-Cref Life Separate Account Vli-1 • New York

THIS AGREEMENT, made and entered into as of this 2nd day of December, 2014 by and among TIAA-CREF Life Insurance Company (hereinafter, the “Company”), a New York insurance company, on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A hereto as may be amended from time to time (each account hereinafter referred to as the “Account”), John Hancock Variable Insurance Trust (hereinafter the “Trust”), a Massachusetts business trust, and John Hancock Distributors, LLC (hereinafter the “Underwriter”), a Delaware limited liability company.

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