0001193125-15-152941 Sample Contracts

Amendment to Participation Agreement
Participation Agreement • April 28th, 2015 • Annuity Investors Variable Account C

This Amendment to the Participation Agreement (“Agreement”) between Variable Series I, Variable Series II and Investment VIT Funds (the “Funds”), Deutsche Investment Management Americas Inc. (the “Adviser”), DeAWM Distributors, Inc. (formerly, DWS Investments Distributors, Inc.) (the “Distributor”), and Annuity Investors Life Insurance Company (the “Company”) dated May 1, 2008 is effective as of the 1st day of May, 2015. All capitalized terms used herein and not otherwise defined shall have the meaning ascribed to such term in the Agreement.

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THE UNIVERSAL INSTITUTIONAL FUNDS, INC. SERVICING AGREEMENT
Servicing Agreement • April 28th, 2015 • Annuity Investors Variable Account C • New York

THIS SERVICING AGREEMENT (“Agreement”), dated as of May 1, 2015, is by and between THE UNIVERSAL INSTITUTIONAL FUNDS, INC. (the “Fund”) and ANNUITY INVESTORS LIFE INSURANCE COMPANY (the “Company”).

Participation Agreement Addendum Franklin Templeton Variable Insurance Products Trust Franklin/Templeton Distributors, Inc. Annuity Investors Life Insurance Company Great American Advisors, Inc.
Participation Agreement • April 28th, 2015 • Annuity Investors Variable Account C

Franklin Templeton Variable Insurance Products Trust (the “Trust”), Franklin/Templeton Distributors, Inc. (the “Underwriter,” and together with the Trust, “we,” “our,” or “us”), Annuity Investors Life Insurance Company, and Great American Advisors, Inc., your distributor (collectively, the “Company” “you” or “your”), on your behalf and on behalf of certain Accounts, (individually a “Party”, collectively, the “Parties”) have previously entered into a Participation Agreement dated May 1, 2007, as amended (the “Agreement”).

Amendment to Participation Agreement
Participation Agreement • April 28th, 2015 • Annuity Investors Variable Account C

This Amendment to that certain Participation Agreement (“Agreement”), is entered into by and among PIMCO Variable Insurance Trust (the “Fund”), PIMCO Investments LLC (the “Underwriter”) and Annuity Investors Life Insurance Company (the “Company”) and will be effective as of the 1st day of May, 2015.

AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 28th, 2015 • Annuity Investors Variable Account C

This AMENDMENT TO PARTICIPATION AGREEMENT (the “Amendment”) is made and entered into as of the 1st day of May, 2015, by and among ANNUITY INVESTORS LIFE INSURANCE COMPANY (the “Company”), on its own behalf and on behalf of each separate account of the Company identified in the Agreement (as defined below), THE UNIVERSAL INSTITUTIONAL FUNDS, INC. (the “Fund”) and MORGAN STANLEY INVESTMENT MANAGEMENT INC. (the “Adviser”).

MORGAN STANLEY INVESTMENT MANAGEMENT INC.
Participation Agreement • April 28th, 2015 • Annuity Investors Variable Account C

The Universal Institutional Funds, Inc. (the “Fund”), Morgan Stanley Investment Management Inc. (the “Adviser”) and Annuity Investors Life Insurance Company (the “Company”) have entered into a Participation Agreement, dated as of May 1, 1997, as may be amended from time to time (the “Participation Agreement”), providing for the purchase by the Company of Class I Shares of certain series of the Fund specified on Schedule B to the Participation Agreement (the “Portfolios”), on behalf of the Company’s separate account(s) to fund certain variable life and annuity contracts (the “Contracts”), each as specified on Schedule A to the Participation Agreement.

Amendment No. 1 to Participation Agreement
Participation Agreement • April 28th, 2015 • Annuity Investors Variable Account C

This Amendment to the Participation Agreement (“Agreement”) by and among Annuity Investors Life Insurance Company (“Company”), on behalf of itself and certain of its separate accounts, AllianceBernstein L.P. (“Adviser”), the investment adviser of the AllianceBernstein Variable Insurance Products Fund, Inc. (“Fund”), and AllianceBernstein Investments, Inc. (“Distributor”) is made and entered into effective as of May 1, 2015. All capitalized terms used herein and not otherwise defined shall have the meaning ascribed to such term in the Agreement.

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