Law Offices Greer, Herz & Adams, L.L.P. a registered limited liability partnership including professional corporations One Moody Plaza Galveston, Texas 77550 Galveston (409) 765-5525 Houston (713) 480-5278 Telecopier (409) 766-6424 April 28, 2015Opinion and Consent of Counsel • April 28th, 2015 • American National Variable Life Separate Account
Contract Type FiledApril 28th, 2015 CompanyRE: American National Variable Life Separate Account (“Separate Account”) Post-Effective Amendment No. 22 to Form N-6; File No. 333-53122; Opinion and Consent of Counsel
MFS Investment Management 111 Huntington Avenue Boston, Massachusetts 02199 T +1 617 954 5000Participation Agreement • April 28th, 2015 • American National Variable Life Separate Account
Contract Type FiledApril 28th, 2015 CompanyReference is hereby made to the Participation Agreement by and among the Trusts, American National Insurance Company (the “Company”), and MFS Fund Distributors, Inc. (“MFD”) dated October 10, 1997, as amended (the “Participation Agreement”). The purpose of this Letter Agreement is to confirm certain financial arrangements between MFD, the underwriter to the Trusts, and the Company in connection with the Company’s investment in the Trusts on behalf of certain separate accounts, as listed in Schedule A of the Participation Agreement.