MASTER REPURCHASE AGREEMENT Between: EVERBANK, as Buyer and LOANDEPOT.COM, LLC, as Seller Dated as of March 20, 2014Master Repurchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
This is a MASTER REPURCHASE AGREEMENT (this “Agreement”), dated as of March 20, 2014, by and between LOANDEPOT.COM, LLC, a Delaware limited liability company (“Seller”), and EVERBANK, a federal savings association (“Buyer”).
MASTER REPURCHASE AGREEMENT (the “Agreement”) between BANK OF AMERICA, N.A. (“Buyer”) and LOANDEPOT.COM, LLC (“Seller”) dated as of December 23, 2009Master Repurchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • California
THIS MASTER REPURCHASE AGREEMENT (the “Agreement”) is made and entered into as of December 23, 2009 by and between Bank of America, N.A., a national banking association (“Buyer”), and LoanDepot.com, LLC, a Delaware limited liability company (“Seller”).
LOAN AND SECURITY AGREEMENT Dated as of May 22, 2015 Between EVERBANK, as Bank and LOANDEPOT.COM, LLC, as BorrowerLoan and Security Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
MASTER REPURCHASE AGREEMENT BETWEEN Wells Fargo Bank, N.A., as buyer (“Buyer”) The Sellers identified on the Addendum, as seller (“Seller”) The Guarantors, if identified on the Addendum, as guarantor (“Guarantor”) Dated as of the date set forth in the...Master Repurchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
EMPLOYMENT AGREEMENTEmployment Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • California
This Employment Agreement (this “Agreement”) is entered into this 30th day of December, 2009, (the “Effective Date”), by and between loanDepot.com, LLC, a Delaware limited liability company (the “Employer”), and Anthony Hsieh (“Executive”) (together, the “Parties” and each a “Party”). Except as otherwise indicated herein, capitalized terms used herein are defined in Section 9.14.
Master Repurchase Agreement September 1996 Version Dated as of November 21, 2013 Between: Jefferies Mortgage Funding, LLC (“BUYER”) And loanDepot.com, LLC (“SELLER”)Master Repurchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
MORTGAGE LOAN PARTICIPATION PURCHASE AND SALE AGREEMENT between LOANDEPOT.COM, LLC Seller and JEFFERIES MORTGAGE FUNDING, LLC Purchaser Dated as of February 28, 2013 Participation Certificates backed by Mortgage LoansMortgage Loan Participation Purchase and Sale Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
This is a MORTGAGE LOAN PARTICIPATION PURCHASE AND SALE AGREEMENT (“Agreement”), dated as of February 28, 2013, between JEFFERIES MORTGAGE FUNDING, LLC (“Purchaser”) and LOANDEPOT.COM, LLC (“Seller”).
ASSET PURCHASE AGREEMENT by and among loanDepot.com, LLC Mortgage Master, Inc., and the shareholders of Mortgage Master, Inc. Dated November 12, 2014Asset Purchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
This Asset Purchase Agreement is dated as of November 12, 2014, by and among (a) loanDepot.com, LLC, a Delaware limited liability company (“Buyer”), (b) Mortgage Master, Inc., a Massachusetts corporation (“Seller”), (c) Leif Thomsen, Ann Thomsen, and CALM Associates Trust (the “Trust” and, collectively with the other Persons in clause (c), the “Shareholders”), and (d) solely for the purposes set forth in Section 12.16, the Seller Party Representative (as defined below). The parties hereto are referred to herein as the “Parties”, and each a “Party”.
SECOND AMENDMENT TO CREDIT AND SECURITY AGREEMENTCredit and Security Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • Texas
THIS SECOND AMENDMENT TO CREDIT AND SECURITY AGREEMENT (this “Amendment”) is entered into as of June 26, 2015 (the “Second Amendment Date”), between LOANDEPOT.COM, LLC, a Delaware limited liability company (“Borrower”), and NEXBANK SSB (“Lender”).
– Confidential portions of this document have been redacted and filed separately with the Commission. STANDARD OFFICE LEASE BY AND BETWEEN ARDEN REALTY LIMITED PARTNERSHIP, a Maryland limited partnership, AS LANDLORD, AND LOANDEPOT.COM LENDING LLC, a...Standard Office Lease • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • California
This Standard Office Lease (“Lease”) is made and entered into as of the 10th day of March, 2011, by and between ARDEN REALTY LIMITED PARTNERSHIP, a Maryland limited partnership (“Landlord”), and LOANDEPOT.COM LENDING, LLC, a Delaware limited liability company (“Tenant”).
AMENDMENT NO. 6 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
This AMENDMENT NO. 6 TO MASTER REPURCHASE AGREEMENT (this “Amendment”) is made and entered into as of January 26, 2015 by and between Bank of America, N.A. (“Buyer”) and loanDepot.com, LLC (“Seller”). This Amendment amends that certain Master Repurchase Agreement by and between Buyer and Seller, dated as of December 23, 2009 (as amended, restated, supplemented or otherwise modified from time to time, the “Agreement”).
FIFTH AMENDMENT TO LEASE (Towne Centre Plaza)Lease • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents
THIS FIFTH AMENDMENT TO LEASE (“Fifth Amendment”) is made and entered into as of the 14th day of October, 2014, by and between ARDEN REALTY LIMITED PARTNERSHIP, a Maryland limited partnership (“Landlord”), and LOAN DEPOT.COM, LLC, a Delaware limited liability company (“Tenant”).
FIRST AMENDMENT TO CREDIT AND SECURITY AGREEMENTCredit and Security Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • Texas
THIS FIRST AMENDMENT TO CREDIT AND SECURITY AGREEMENT (this “Amendment”) is entered into as of May 29, 2015 (the “First Amendment Date”), between LOANDEPOT.COM, LLC, a Delaware limited liability company (“Borrower”), and NEXBANK SSB (“Lender”).
EVERBANK Warehouse FinanceMaster Repurchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
This Third Amendment is made this 6th day of March, 2015 (the “Amendment Effective Date”), to that certain Master Repurchase Agreement, dated as of March 20, 2014 (the “Repurchase Agreement”), as amended and the Pricing Letter, dated as of March 20, 2014 (the “Pricing Letter”), as amended, in each case by and between loanDepot.com, LLC (“Seller”), and EverBank (“Buyer”). The Repurchase Agreement, the Pricing Letter and the First Amendment are sometimes hereinafter collectively referred to as the “Agreement.”
EVERBANK Warehouse FinanceMaster Repurchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
This Second Amendment is made this 23rd day of December, 2014 (the “Amendment Effective Date”), to that certain Master Repurchase Agreement, dated as of March 20, 2014 (the “Repurchase Agreement”) and the Pricing Letter, dated as of March 20, 2014 (the “Pricing Letter”), as amended by that certain First Amendment to Master Repurchase Agreement and Pricing Letter dated as of April 23, 2014 (the “First Amendment”), in each case by and between loanDepot.com, LLC (“Seller”), and EverBank (“Buyer”). The Repurchase Agreement, the Pricing Letter and the First Amendment are sometimes hereinafter collectively referred to as the “Agreement.”
THIRD AMENDMENT TO LEASE (Towne Centre Plaza)Lease • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents
THIS THIRD AMENDMENT TO LEASE (“Third Amendment”) is made and entered into as of the 27th day of March, 2014, by and between ARDEN REALTY LIMITED PARTNERSHIP, a Maryland limited partnership (“Landlord”), and LOANDEPOT.COM, LLC, a Delaware limited liability company, formerly known as loanDepot.com Lending, LLC (“Tenant”).
EVERBANK Warehouse FinanceMaster Repurchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
This First Amendment is made this 6th day of May, 2014 (the “Amendment Effective Date”), to that certain Master Repurchase Agreement, dated as of March 20, 2014 (the “Repurchase Agreement”) and the Pricing Letter, dated as of March 20, 2014 (the “Pricing Letter”), in each case by and between loanDepot.com, LLC (“Seller”), and EverBank (“Buyer”). The Repurchase Agreement and the Pricing Letter are sometimes hereinafter collectively referred to as the “Agreement.”
EVERBANK Warehouse FinanceMaster Repurchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
This Fifth Amendment is made this 22nd day of May, 2015 (the “Amendment Effective Date”), to that certain Master Repurchase Agreement, dated as of March 20, 2014 (the “Repurchase Agreement”), as amended, and the Pricing Letter, dated as of March 20, 2014 (the “Pricing Letter”), as amended, in each case by and between loanDepot.com, LLC (“Seller”), and EverBank (“Buyer”). The Repurchase Agreement, the Pricing Letter and all amendments thereto are sometimes hereinafter collectively referred to as the “Agreement.”
SETTLEMENT AGREEMENT AND RELEASESettlement Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • California
THIS SETTLEMENT AGREEMENT AND RELEASE (this “Agreement”) is entered into as of August 25, 2015 (the “Effective Date”), by and between LD Investment Holdings, Inc., a Delaware corporation (“LD Investment”), Trilogy Mortgage Holdings, Inc., a California corporation (“Trilogy”), and loanDepot.com, LLC, a Delaware limited liability company (“loanDepot” or the “Company”, and collectively with LD Investment and Trilogy, the “LD Entities”), on the one hand, and (a) Dean Bloxom (“Bloxom”), (b) Jay Johnson (“Johnson”), (c) Dena Yocom, John S. Christiansen, Ralph Mozilo, Kathy Wade, Garth Wieger, Parker Living Trust Dated April 23, 2002, and Habanero Ventures and Investment Company, LLC (the persons in this clause (c) together with Bloxom and Johnson, the “Original iMortgage Stockholders”), (d) 4 GUYS, LLC, JACO INVESTMENTS LLC and CABOOSE4112, LLC (the persons in this clause (d) collectively, the “Controlled Affiliates” and together with the Original iMortgage Stockholders, collectively, the “i
FIRST AMENDMENT TO LEASE (Towne Centre Plaza)Lease • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • Newport
THIS FIRST AMENDMENT TO LEASE (“First Amendment”) is made and entered into as of the 7th day of September, 2012, by and between ARDEN REALTY LIMITED PARTNERSHIP, a Maryland limited partnership (“Landlord”) and LOAN DEPOT.COM LENDING LLC, a Delaware limited liability company (“Tenant”).
CREDIT AGREEMENT by and among LOANDEPOT.COM, LLC, as the Company, U.S. BANK NATIONAL ASSOCIATION, as the Paying Agent and Securities Intermediary and the Lenders from time to time party hereto Dated October 18, 2013Credit Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
THIS CREDIT AGREEMENT (as the same may be amended, restated, supplemented or otherwise modified from time to time, this “Agreement”) is made as of October 18, 2013, by and among loanDepot.com, LLC, a Delaware limited liability company (the “Company”), U.S. Bank National Association, as the paying agent (the “Paying Agent”) and the securities intermediary, and the persons and entities named on the Schedule of Lenders attached hereto as Schedule A, as such Schedule of Lenders may be updated from time to time in accordance with the terms hereof (individually, a “Lender” and collectively, the “Lenders”). Certain capitalized and other terms used in this Agreement are defined in Schedule B; and references to a “Schedule” or an “Exhibit” are, unless otherwise specified, to a Schedule or an Exhibit attached to this Agreement.
FIXED-RATE MORTGAGE POOL PURCHASE CONTRACT MASTER AGREEMENT MC07178Fixed-Rate Mortgage Pool Purchase Contract • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • District of Columbia
• The base guaranty fee and other pricing terms applicable to Mortgages delivered under this Contract are subject to change in accordance with the “Master Agreement-General Terms” provisions in the “Variances” section of this Master Agreement.
AMENDMENT NO. 3 TO PRICING LETTER AND AMENDMENT NO. 2 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
Amendment No. 3 to Pricing Letter (the “Pricing Letter Amendment”) and Amendment No. 2 to Master Repurchase Agreement (the “Repurchase Agreement Amendment” and together with the Pricing Letter Amendment, the “Amendment”) dated as of July 27, 2012, among UBS REAL ESTATE SECURITIES INC. (the “Buyer”), and LOANDEPOT.COM, LLC (the “Seller”).
AMENDMENT NO. 2 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
This AMENDMENT NO. 2 TO MASTER REPURCHASE AGREEMENT (this “Amendment”) is made and entered into as of June 20, 2012 by and between Bank of America, N.A. (“Buyer”) and loanDepot.com, LLC (“Seller”). This Amendment amends that certain Master Repurchase Agreement by and between Buyer and Seller dated as of December 23, 2009 (as amended, the “Agreement”).
AMENDMENT NO. 8 TO PRICING LETTER and AMENDMENT NO. 5 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
Amendment No. 8 to Pricing Letter and Amendment 5 to Master Repurchase Agreement (this “Amendment”) dated as of April 29, 2014, between UBS REAL ESTATE SECURITIES INC. (the “Buyer”), and LOANDEPOT.COM, LLC (the “Seller”).
AMENDMENT NO. 5 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
This AMENDMENT NO. 5 TO MASTER REPURCHASE AGREEMENT (this “Amendment”) is made and entered into as of June 18, 2014 by and between Bank of America, N.A. (“Buyer”) and loanDepot.com, LLC (“Seller”). This Amendment amends that certain Master Repurchase Agreement by and between Buyer and Seller, dated as of December 23, 2009 (as amended, restated, supplemented or otherwise modified from time to time, the “Agreement”).
AMENDMENT NUMBER ONE to the Mortgage Loan Participation Purchase and Sale Agreement Dated as of February 28, 2013 between JEFFERIES MORTGAGE FUNDING, LLC and LOANDEPOT.COM, LLCMortgage Loan Participation Purchase and Sale Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
This AMENDMENT NUMBER ONE (this “Amendment”) is made as of this 21st day of November, 2013, by and between Jefferies Mortgage Funding, LLC (“Purchaser”) and loanDepot.com, LLC (“Seller”) to the Mortgage Loan Participation Purchase and Sale Agreement, dated as of Feburary 28, 2013 (the “Agreement”), between Purchaser and Seller.
FIRST AMENDMENT TO ASSET PURCHASE AGREEMENTAsset Purchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents
THIS FIRST AMENDMENT TO ASSET PURCHASE AGREEMENT (this “Amendment”) is made as of January 2, 2015, by and among loanDepot.com, LLC, a Delaware limited liability company (“Buyer”), (b) Mortgage Master, Inc., a Massachusetts corporation (“Seller”), (c) Leif Thomsen, Ann Thomsen, and CALM Associates Trust (the “Trust” and, collectively with the other Persons in clause (c), the “Shareholders”), and (d) the Seller Party Representative (as defined in the Agreement). Buyer, Seller, the Shareholders and the Seller Party Representative are sometimes collectively referred to as the “Parties.”
AMENDMENT NUMBER ONE to the Master Repurchase Agreement Dated as of November 28, 2013 between JEFFERIES MORTGAGE FUNDING, LLC and LOANDEPOT.COM, LLCMaster Repurchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
This AMENDMENT NUMBER ONE (this “Amendment”) is made as of this 20th day of March, 2014, by and between Jefferies Mortgage Funding, LLC (“Buyer”) and loanDepot.com, LLC (“Seller”) to the Master Repurchase Agreement, dated as of November 21, 2013 (the “Agreement”), between Purchaser and Seller.
February 12, 2015Side Letter to the Asset Purchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents
In connection with the APA, Buyer and you (in your capacity as Seller Party Representative) hereby agree to the terms of this side letter (this “Side Letter”). The purpose of this Side Letter is to set forth the terms and conditions under which Buyer will issue promissory notes to Seller evidencing Buyer’s obligation to pay Seller the Actual Book Value Amount pursuant to Section 3.2 of the APA and to amend the APA pursuant to Section 12.4 of the APA, effective as of the date of this Side Letter. Capitalized terms used, but not otherwise defined, herein shall take the meanings ascribed to such terms in the APA.
MASTER REPURCHASE AGREEMENT Dated as of September 2, 2015 LOANDEPOT.COM, LLC, the Seller, MORGAN STANLEY BANK, N.A., the Buyer and MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC, the AgentMaster Repurchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
MASTER REPURCHASE AGREEMENT, dated as of September 2, 2015 (as amended, restated, supplemented or otherwise modified and in effect from time to time, this “Repurchase Agreement”), by and between loanDepot.com, LLC, a Delaware limited liability company (the “Seller”), MORGAN STANLEY BANK, N.A., a national banking association (the “Buyer”) and MORGAN STANLEY MORTGAGE CAPITAL HOLDINGS LLC, a New York limited liability company, as agent for the Buyer (together with any successor agent appointed from time to time in accordance with the terms of Section 12.09, the “Agent”) .
AMENDMENT NO. 1 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • California
This AMENDMENT NO. 1 TO MASTER REPURCHASE AGREEMENT (this “Amendment”) is made and entered into as of September 14, 2011 by and between Bank of America, N.A. (“Buyer”) and LoanDepot.com, LLC (“Seller”). This Amendment amends that certain Master Repurchase Agreement by and between Buyer and Seller dated as of December 23, 2009 (the “Agreement”).
AMENDMENT NO. 3 TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
This AMENDMENT NO. 3 TO MASTER REPURCHASE AGREEMENT (this “Amendment”) is made and entered into as of June 19, 2013 by and between Bank of America, N.A. (“Buyer”) and loanDepot.com, LLC (“Seller”). This Amendment amends that certain Master Repurchase Agreement by and between Buyer and Seller, dated as of December 23, 2009 (as amended, restated, supplemented or otherwise modified from time to time, the “Agreement”).
SERVICE BUREAU AGREEMENTService Bureau Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • California
This Agreement (“Agreement”) is entered into as of September 8, 2014 (the “Effective Date”) by and between First Associates Loan Servicing, LLC, (“First Associates” or “FA”) a Delaware limited liability company (“First Associates”) and Loandepot.com., a California limited liability company (“Client”).
EVERBANK Warehouse FinanceMaster Repurchase Agreement • October 8th, 2015 • loanDepot, Inc. • Mortgage bankers & loan correspondents • New York
This Fourth Amendment is made this 18th day of March, 2015 (the “Amendment Effective Date”), to that certain Master Repurchase Agreement, dated as of March 20, 2014 (the “Repurchase Agreement”), as amended and the Pricing Letter, dated as of March 20, 2014 (the “Pricing Letter”), as amended, in each case by and between loanDepot.com, LLC (“Seller”), and EverBank (“Buyer”). The Repurchase Agreement, the Pricing Letter and all amendments thereto are sometimes hereinafter collectively referred to as the “Agreement.”
