0001193125-15-394900 Sample Contracts

SYNCHRONY FINANCIAL 2.600% SENIOR NOTES DUE 2019 UNDERWRITING AGREEMENT
Synchrony Financial • December 4th, 2015 • Finance services • New York
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SYNCHRONY FINANCIAL AND THE BANK OF NEW YORK MELLON, as Trustee FOURTH SUPPLEMENTAL INDENTURE Dated as of December 4, 2015 to the INDENTURE Dated as of August 11, 2014
Fourth Supplemental Indenture • December 4th, 2015 • Synchrony Financial • Finance services • New York

THIS FOURTH SUPPLEMENTAL INDENTURE (this “Fourth Supplemental Indenture”), dated as of December 4, 2015, is between SYNCHRONY FINANCIAL, a Delaware corporation (the “Company”), and The Bank of New York Mellon, a New York banking corporation (the “Trustee”).

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