0001193125-16-483040 Sample Contracts

MainStay Funds Trust
Master Custodian Agreement • February 29th, 2016 • Mainstay Funds Trust
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Tenth Amendment to Amended and Restated Master Custodian Agreement
Master Custodian Agreement • February 29th, 2016 • Mainstay Funds Trust

This Tenth Amendment to Amended and Restated Master Custodian Agreement (the “Amendment”) is made and entered into as of December 22, 2015, by and among each registered investment company identified on the signature page hereto (each such registered investment company shall hereinafter be referred to as a “Fund” and collectively the “Funds”), and State Street Bank and Trust Company, a Massachusetts trust company (the “Bank”).

THE MAINSTAY FUNDS MAINSTAY FUNDS TRUST MAINSTAY VP FUNDS TRUST FORM OF AMENDMENT TO THE SUBADVISORY AGREEMENT
Subadvisory Agreement • February 29th, 2016 • Mainstay Funds Trust

This Form of Amendment to the Subadvisory Agreement, is made as of the 29th day of February 2016, between New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”) and Epoch Investment Partners, Inc., a Delaware corporation (the “Subadvisor”).

SOLICITING DEALER AGREEMENT NYLIFE DISTRIBUTORS LLC NYLIM Center Parsippany, New Jersey 07054
Soliciting Dealer Agreement • February 29th, 2016 • Mainstay Funds Trust • New York

We are the principal underwriter of the open-end investment companies sponsored, advised or administered by New York Life Investment Management LLC (“NYLIM,” or series thereof, the “NYLIM Funds”) or its affiliate, and/or we have agreements with the principal underwriters of certain other open-end investment companies (or series thereof, the “Other Funds” and, together with the NYLIM Funds, the “Funds”) as referenced on the attached “Fund Schedule.” We hereby offer to sell shares of the Funds (collectively the “Shares”) to you upon the following terms and conditions:

AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • February 29th, 2016 • Mainstay Funds Trust

THIS AMENDED AND RESTATED EXPENSE LIMITATION AGREEMENT, dated February 29, 2016, between The MainStay Funds and MainStay Funds Trust (each a “Trust” and collectively, the “Trusts”), on behalf of each series of the Trusts asset Forth on Schedule A (each a “Fund” and collectively, “Funds”), and New York Life Investment Management LLC (the “Manager”) (“Agreement”).

MainStay Funds Trust
Master Delegation Agreement • February 29th, 2016 • Mainstay Funds Trust
AMENDMENT TO AMENDED AND RESTATED TRANSFER AGENCY AND SERVICE AGREEMENT
Transfer Agency and Service Agreement • February 29th, 2016 • Mainstay Funds Trust

This Amendment to the Amended and Restated Transfer Agency and Service Agreement (“Amendment”) is effective as of the 29th day of February, 2016, by and among The MainStay Funds, a Massachusetts business trust, and MainStay Funds Trust, a Delaware statutory trust (each, a “Fund” and collectively, the “Funds”) and NYLIM Service Company LLC, a Delaware limited liability company, having its principal office and place of business at 169 Lackawanna Avenue, Parsippany, New Jersey 07054 (“NSC”).

MAINSTAY FUNDS TRUST FORM OF AMENDMENT TO THE SUBADVISORY AGREEMENT
Subadvisory Agreement • February 29th, 2016 • Mainstay Funds Trust

This Form of Amendment to the Subadvisory Agreement, is effective as of the 29th day of February 2016, between New York Life Investment Management LLC (the “Manager”) and MacKay Shields LLC (the “Subadvisor”).

MAINSTAY FUNDS TRUST AMENDMENT TO THE AMENDED AND RESTATED MANAGEMENT AGREEMENT
Management Agreement • February 29th, 2016 • Mainstay Funds Trust

This Amendment to the Amended and Restated Management Agreement is hereby made as of the 29th day of February, 2016, between the MainStay Funds Trust, a Delaware statutory trust (the “Trust”), on behalf of its series as set forth on Schedule A (each, a “Fund,” and collectively, the “Funds”) and New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”).

MAINSTAY FUNDS TRUST AMENDMENT TO THE SUBADVISORY AGREEMENT
Subadvisory Agreement • February 29th, 2016 • Mainstay Funds Trust

This Amendment to the Subadvisory Agreement, is effective as of the 19th day of January 2016, between New York Life Investment Management LLC, a Delaware limited liability company (the “Manager”), and Candriam France S.A.S., a simplified stock company (“Société par actions simplifiée”) organized under the laws of France (the “Subadvisor”).

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