0001193125-16-540962 Sample Contracts

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 14th, 2016 • Nationwide Variable Account 4 • Delaware

This Agreement dated as of the 1st day of May, 2016 is made by and among Nationwide Financial Services, Inc. on behalf of its subsidiary life insurance companies listed on Exhibit A (collectively, "Nationwide") and the current and any future Nationwide separate accounts as applicable ("Variable Accounts"), MainStay VP Funds Trust, a registered investment management company and a Delaware statutory trust (the "Trust"), on behalf of its series (each such fund, a "Fund" and collectively, the "Funds"), and New York Life Investment Management LLC (the "Company"), which serves as manager to the Funds listed on Exhibit B.

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