0001193125-16-550044 Sample Contracts

AXA EQUITABLE LIFE INSURANCE COMPANY
Group Annuity Contract • April 21st, 2016 • Separate Account 3 of Axa Equitable Life Insurance Co

IT IS HEREBY AGREED that said Contract is amended as set forth below and any and all contrary provisions of the Contract shall be considered to have been replaced by the provisions of this Rider effective [immediately] [July 10, 2015] (the “Rider Effective Date”):

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