0001193125-16-562875 Sample Contracts

April 18, 2016 Ms. Katherine Dinella Vice President The Bank of New York Mellon – Securities Lending New York, NY 10286 Dear Ms. Dinella:
Voya VARIABLE INSURANCE TRUST • April 28th, 2016

Pursuant to the terms and conditions of the Securities Lending Agreement and Guaranty, dated August 7, 2003, and the Subscription Agreement for Registered Investment Companies, dated August 8, 2003, (together, the “Agreements”), we hereby notify you of changes to the Amended Exhibit A to the Agreements. This Amended Exhibit A supersedes the previous Amended Exhibit A dated February 9, 2015.

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April 18, 2016 Mary Jean Milner Managing Director The Bank of New York Mellon New York, NY 10286 Dear Ms. Milner:
Voya VARIABLE INSURANCE TRUST • April 28th, 2016

Pursuant to the terms and conditions of the Custody Agreement, Foreign Custody Manager Agreement, and Fund Accounting Agreement, each dated January 6, 2003, the Cash Reserve Agreement, dated March 31, 2003, the Custody & Fund Accounting Fee Schedule for Voya family of funds and the Global Securities Fee Schedule for Voya family of funds, each effective January 1, 2008, and the Letter of Instruction and Indemnification Agreement In Connection With Signature Guarantees and Signature Verifications, dated January 12, 2011 (collectively, the “Agreements”), we hereby notify you of changes to the Amended Exhibit A to the Agreements. This Amended Exhibit A supersedes the previous Amended Exhibit A dated February 9, 2015.

AMENDED AND RESTATED INVESTMENT MANAGEMENT AGREEMENT VOYA VARIABLE INSURANCE TRUST
Investment Management Agreement • April 28th, 2016 • Voya VARIABLE INSURANCE TRUST • New York
EXPENSE LIMITATION AGREEMENT VOYA VARIABLE INSURANCE TRUST
Expense Limitation Agreement • April 28th, 2016 • Voya VARIABLE INSURANCE TRUST

This EXPENSE LIMITATION AGREEMENT (the “Agreement”), effective January 1, 2016, by and between Voya Investments, LLC (the “Investment Manager”) and Voya Variable Insurance Trust (the “Registrant”). The Registrant is a series fund investment company, and is entering into this Agreement on behalf of, and this Agreement shall apply to, each series of the Registrant set forth on Schedule A hereto (each a “Fund,” collectively the “Funds”), as such schedule may be amended from time to time to add or delete series.

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