AFLAC INCORPORATED, AS ISSUER AND THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., AS TRUSTEE FOURTEENTH SUPPLEMENTAL INDENTURE Dated as of January 25, 2017 0.932% Senior Notes due 2027Aflac Inc • January 27th, 2017 • Accident & health insurance • New York
Company FiledJanuary 27th, 2017 Industry JurisdictionTHIS FOURTEENTH SUPPLEMENTAL INDENTURE (this “Fourteenth Supplemental Indenture”) is made as of the 25th day of January, 2017, by and between AFLAC INCORPORATED, a Georgia corporation, as issuer (the “Company”), and THE BANK OF NEW YORK MELLON TRUST COMPANY, N.A., a national banking association, as trustee (the “Trustee”):