CURO Financial Technologies Corp. as the Issuer and the Guarantors party hereto aggregate principal amount of 12.000% SENIOR SECURED NOTES DUE 2022 INDENTURE Dated as of February 15, 2017 TMI Trust Company as Trustee and Collateral AgentIndenture • October 24th, 2017 • CURO Group Holdings Corp. • Finance services • New York
INDENTURE dated as of February 15, 2017, among CURO Financial Technologies Corp., a Delaware corporation (the “Company”), the Guarantors (as defined herein) from time to time party hereto and TMI Trust Company, as trustee and collateral agent.
COLLECTION AGENCY AGREEMENTCollection Agency Agreement • October 24th, 2017 • CURO Group Holdings Corp. • Finance services • Kansas
This Collection Agency Agreement (this “Agreement”) is made as of November 25, 2014 (the “Effective Date”), by and between Todd Car Title, Inc., with its principal office at 3527 North Ridge Road, Wichita, Kansas 67205 (hereinafter referred to as “Client”) and Ad Astra Recovery Service, Inc., with its principal office at 3611 North Ridge Road, Suite 104, Wichita, Kansas 67205 (hereinafter referred to as “Agency”). Client and Agency are collectively referred to herein as “Parties,” and individually as a “Party,” as required by context.
EMPLOYMENT AND NON-COMPETITION AGREEMENTEmployment Agreement • October 24th, 2017 • CURO Group Holdings Corp. • Finance services • New York
This EMPLOYMENT AND NON-COMPETITION AGREEMENT (this “Agreement”), dated as of January 13, 2012, is between Speedy Cash Holdings Corp., a Delaware corporation (the “Employer”), and Don Gayhardt (the “Employee”).
GUARANTY AND SECURITY AGREEMENT Dated as of November 17, 2016 by CURO RECEIVABLES FINANCE I, LLC, as the Borrower Agent, and EACH OTHER GRANTOR FROM TIME TO TIME PARTY HERETO in favor of VICTORY PARK MANAGEMENT, LLC, as AgentGuaranty and Security Agreement • October 24th, 2017 • CURO Group Holdings Corp. • Finance services • New York
WHEREAS, pursuant to the Loan Agreement dated as of the date hereof (as the same may be amended, restated, supplemented or otherwise modified from time to time, the “Loan Agreement”) by and among the Borrower Agent, the other Borrowers party thereto from time to time, VPC, as agent for Lenders and Holders, and the financial institutions from time to time party thereto as Lenders, the Lenders have severally agreed to make extensions of credit to the Borrowers upon the terms and subject to the conditions set forth therein;
COMMERCIAL LEASE AGREEMENTCommercial Lease Agreement • October 24th, 2017 • CURO Group Holdings Corp. • Finance services
This Commercial Lease Agreement (“Lease”) is entered into this January 1, 2008 between Tiger Financial Management, LLC. (‘Tenant”) and CDM Development, LLC., 3527 North Ridge Road, Wichita, Kansas 67205 (“Landlord”).
AMENDED AND RESTATED SPECIAL LIMITED AGENCY AGREEMENTSpecial Limited Agency Agreement • October 24th, 2017 • CURO Group Holdings Corp. • Finance services • Texas
THIS AMENDED AND RESTATED SPECIAL LIMITED AGENCY AGREEMENT (as amended, modified or restated from time to time, this “Agreement”) dated as of September 27, 2017 (the “Effective Date”), is made by and between INTEGRITY TEXAS FUNDING, LP, a Texas Limited Partnership (“Lender”), and SCIL TEXAS, LLC, a Nevada Limited Liability Company (“CSO”).
CURO Financial Technologies Corp. PURCHASE AGREEMENTPurchase Agreement • October 24th, 2017 • CURO Group Holdings Corp. • Finance services • New York
CURO Financial Technologies Corp., a corporation organized under the laws of Delaware (the “Company”), proposes to issue and sell to Jefferies LLC and Stephens Inc. (together the “Initial Purchasers”) $464,000,000 aggregate principal amount of 12.000% Senior Secured Notes due 2022 (the “Senior Notes”) in accordance with the terms and conditions set forth in the Purchase Agreement, dated as of the date hereof, by and among the Company, the Company’s direct and indirect domestic subsidiaries set forth on Schedule I hereto (the “Guarantors”) and the Initial Purchasers (the “Purchase Agreement”). The Company proposes to issue and sell to you (the “Investor”), concurrently with the issuance and sale to the Initial Purchasers pursuant to the Purchase Agreement, $4,000,000 principal amount of Senior Notes. The Company’s obligations with respect to the Senior Notes will be unconditionally guaranteed (the “Guarantees” and, together with the Senior Notes, the “Securities”) on a senior secured ba
REVOLVING LOAN AGREEMENT dated as of September 1, 2017 among CURO FINANCIAL TECHNOLOGIES CORP. and CURO INTERMEDIATE HOLDINGS CORP. as the Borrower, CERTAIN SUBSIDIARIES OF CURO FINANCIAL TECHNOLOGIES CORP. as Guarantors, The Lenders Party Hereto, and...Revolving Loan Agreement • October 24th, 2017 • CURO Group Holdings Corp. • Finance services • New York
This REVOLVING LOAN AGREEMENT is entered into as of September 1, 2017 among CURO FINANCIAL TECHNOLOGIES CORP., a Delaware corporation (“CFTC”) and CURO INTERMEDIATE HOLDINGS CORP., a Delaware corporation (“Holdings”) (CFTC and Holdings collectively the “Borrower”), each Guarantor from time to time party hereto, each Lender from time to time party hereto, and BAY COAST BANK, as administrative agent, collateral agent and Issuing Bank.
SUBLEASESublease • October 24th, 2017 • CURO Group Holdings Corp. • Finance services • Kansas
The indemnity obligation created hereunder shall include, without limitation, and whether foreseeable or unforeseeable, any and all costs incurred (other than incidental or consequential damages) in connection with any site investigation, and any and all costs for repair, cleanup, detoxification, or decontamination, or other remedial action of the Property. The obligations hereunder shall survive the expiration or earlier termination of this Sublease and any extensions thereof
PLEDGE AGREEMENT among CURO FINANCIAL TECHNOLOGIES CORP., CURO INTERMEDIATE HOLDINGS CORP., CERTAIN SUBSIDIARIES OF CURO INTERMEDIATE HOLDINGS CORP. and VICTORY PARK MANAGEMENT, LLC, as COLLATERAL AGENT Dated as of November 17, 2016Pledge Agreement • October 24th, 2017 • CURO Group Holdings Corp. • Finance services • New York
PLEDGE AGREEMENT (as amended, modified, restated and/or supplemented from time to time, this “Agreement”), dated as of November 17, 2016, among each of the undersigned pledgors (each, a “Pledgor” and, together with any other entity that becomes a pledgor hereunder pursuant to Section 30 hereof, the “Pledgors”) and Victory Park Management, LLC, as collateral agent (together with any successor collateral agent, the “Pledgee”), for the benefit of the Secured Creditors (as defined below). Except as otherwise defined herein, all capitalized terms used herein and defined in the Credit Agreement (as defined below) shall be used herein as therein defined.
LOAN AGREEMENT By and among CURO RECEIVABLES FINANCE I, LLC as Borrower VICTORY PARK MANAGEMENT, LLC as Agent Each of the financial institutions now or hereafter a party hereto as LendersLoan Agreement • October 24th, 2017 • CURO Group Holdings Corp. • Finance services • New York
This LOAN AGREEMENT is made as of November 17, 2016 by and among CURO RECEIVABLES FINANCE I, LLC, a Delaware limited liability company (“Borrower Agent”), and such other Persons joined hereto from time to time after the date hereof as borrowers with the prior written consent of Agent (collectively with Borrower Agent, the “Borrowers” and each individually is referred to as a “Borrower”), VICTORY PARK MANAGEMENT, LLC, as agent for Lenders and Holders (“Agent”), and the financial institutions from time to time party hereto (collectively, the “Lenders” and each individually is referred to as a “Lender”).
SECURITY AGREEMENT Among CURO FINANCIAL TECHNOLOGIES CORP., CURO INTERMEDIATE HOLDINGS CORP. CERTAIN SUBSIDIARIES OF CURO INTERMEDIATE HOLDINGS CORP. and VICTORY PARK MANAGEMENT, LLC, as COLLATERAL AGENT Dated as of November 17, 2016Security Agreement • October 24th, 2017 • CURO Group Holdings Corp. • Finance services • New York
SECURITY AGREEMENT, dated as of November 17, 2016 made by each of the undersigned assignors (each, an “Assignor” and, together with any other entity that becomes an assignor hereunder pursuant to Section 10.12 hereof, the “Assignors”) in favor of Victory Park Management, LLC, as collateral agent (together with any successor collateral agent, the “Collateral Agent”), for the benefit of the Secured Creditors (as defined below). Certain capitalized terms as used herein are defined in Article IX hereof. Except as otherwise defined herein, all capitalized terms used herein and defined in the Credit Agreement (as defined below) shall be used herein as therein defined.
SPEEDY GROUP HOLDINGS CORP. NONQUALIFIED DEFERRED COMPENSATION PLAN PARTICIPATION AGREEMENTNonqualified Deferred Compensation Plan Participation Agreement • October 24th, 2017 • CURO Group Holdings Corp. • Finance services • Delaware
This PARTICIPATION AGREEMENT dated as of [DATE] (this “Agreement”) is between SPEEDY GROUP HOLDINGS CORP., a Delaware corporation (the “Employer”), and [PARTICIPANT] (“Participant”).
