0001193125-18-101605 Sample Contracts

DEPOSIT AGREEMENT by and among PPDAI GROUP INC. and CITIBANK, N.A., as Depositary, and ALL HOLDERS AND BENEFICIAL OWNERS OF AMERICAN DEPOSITARY SHARES ISSUED HEREUNDER Dated as of November 14, 2017
Deposit Agreement • March 29th, 2018 • PPDAI Group Inc. • Loan brokers • New York

DEPOSIT AGREEMENT, dated as of November 14, 2017, by and among (i) PPDAI GROUP INC., an exempted company with limited liability incorporated under the laws of the Cayman Islands, and its successors (the “Company”), (ii) CITIBANK, N.A., a national banking association organized under the laws of the United States of America (“Citibank”) acting in its capacity as depositary, and any successor depositary hereunder (Citibank in such capacity, the “Depositary”), and (iii) all Holders and Beneficial Owners of American Depositary Shares issued hereunder (all such capitalized terms as hereinafter defined).

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