0001193125-18-342248 Sample Contracts

SECOND AMENDMENT TO PROGRAM AGREEMENT
Program Agreement • December 4th, 2018 • Stein Mart Inc • Retail-family clothing stores • New York

This Second Amendment (the “Amendment”) to the Amended and Restated Co-Brand and Private Label Credit Card Consumer Program Agreement, dated as of February 24, 2016 (as amended, modified or supplemented from time to time, the “Program Agreement”), is made an entered into as of this 20th day of November, 2018, by and among Stein Mart, Inc. (“Retailer”) and Synchrony Bank (“Bank”).

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