0001193125-19-110467 Sample Contracts

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 18th, 2019 • Nationwide Variable Account-15 • New York

This Agreement dated as of the 1st day of November, 2018 is made by and among Nationwide Financial Services, Inc. on behalf of its subsidiary life insurance companies listed on Exhibit A (collectively, “Nationwide”) and the current and any future Nationwide separate accounts as applicable (“Variable Accounts”) and FEF Distributors, LLC (the “Company”) which serves as distributor to the mutual fund (each such fund, a “Fund”) listed on Exhibit B.

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