0001193125-19-225276 Sample Contracts

FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • August 20th, 2019 • Nationwide Vli Separate Account 4 • Ohio

This Agreement dated as of the 1st day of January, 2019 is made by and among Nationwide Financial Services, Inc. on behalf of its subsidiaries listed on Exhibit A (collectively, “Nationwide”) and the Nationwide separate accounts (“Variable Accounts”) listed on Exhibit A, Schwab Annuity Portfolios, a business trust (the “Trust”) and Charles Schwab & Co., Inc. (“CS&Co.”), which serves as distributor to the mutual funds (each such fund, a “Fund” and collectively, the “Funds”) listed on Exhibit B. The Trust and CS&Co. shall be collectively referred to herein as the “Company.”

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ADMINISTRATIVE SERVICE AGREEMENT
Administrative Service Agreement • August 20th, 2019 • Nationwide Vli Separate Account 4 • Ohio

This Administrative Service Agreement (the “Agreement”), effective January 1, 2019 is made by and between Nationwide Financial Services, Inc. (“NFS”) and Charles Schwab & Co., Inc. (the “Company”);

Automatic YRT Reinsurance Agreement between Nationwide Life Insurance Company and Nationwide Life and Annuity Insurance Company Columbus, Ohio
Automatic Yrt • August 20th, 2019 • Nationwide Vli Separate Account 4 • Ohio

Policies issued on COLI, BOLI products (Guaranteed Issue, Modified Guaranteed Issue, Simplified Issue or Regular Medical Issue) with effective dates within the applicable period shown below may qualify for automatic reinsurance under the terms of this Agreement.

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