FORM OF INDEMNIFICATION AGREEMENTIndemnification Agreement • October 1st, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • Delaware
THIS INDEMNIFICATION AGREEMENT is made and entered into as of , 2020 by and between Guild Holdings Company, a Delaware corporation (the “Company”), and the undersigned (the “Indemnitee”).
RESTRICTED STOCK UNIT AGREEMENT IPO GRANTS TO EMPLOYEESRestricted Stock Unit Agreement • October 1st, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • Delaware
This Restricted Stock Unit Agreement (this “Agreement”), dated as of [DATE] (the “Grant Date”), is made between Guild Holdings Company (the “Company”), and [NAME] (the “Participant”).
FIFTH AMENDMENT TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • October 1st, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • Minnesota
THIS FIFTH AMENDMENT, dated as of June 16, 2017, amends and modifies a certain Master Repurchase Agreement, dated as of March 24, 2015, as amended by Amendments dated as of June 24, 2015, March 15, 2016, April 20, 2016 and June 20, 2016 (as so amended, the “Repurchase Agreement”), between GUILD MORTGAGE COMPANY and GUILD MORTGAGE COMPANY, LLC (the “Sellers”) and U.S. BANK NATIONAL ASSOCIATION (the “Buyer”). Terms not otherwise expressly defined herein shall have the meanings set forth in the Repurchase Agreement.
AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT among The Bank of New York Mellon, as the Agent for the Buyers from time to time party hereto the Buyers party hereto and Guild Mortgage Company and Guild Mortgage Company, LLC as Sellers The Bank of...Master Repurchase Agreement • October 1st, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • New York
This is the AMENDED AND RESTATED MASTER REPURCHASE AGREEMENT dated as of October 24, 2019 (the “Agreement Date”), among GUILD MORTGAGE COMPANY, a California corporation (“GMC”) and GUILD MORTGAGE COMPANY, LLC, a Delaware limited liability company (“GMCLLC”); each of GMC and GMCLLC is a “Seller” and are, collectively, the “Sellers”), the Buyers (defined below), and THE BANK OF NEW YORK MELLON (a Buyer, and in its capacity as administrative agent hereunder, the “Agent”).
ContractMaster Repurchase Agreement • October 1st, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents
CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THE EXHIBIT BECAUSE IT IS BOTH NOT MATERIAL AND WOULD LIKELY CAUSE COMPETITIVE HARM TO THE REGISTRANT IF PUBLICLY DISCLOSED. [***] INDICATES THAT INFORMATION HAS BEEN REDACTED.
AMENDED AND RESTATED TERM LOAN AGREEMENT by and among GUILD MORTGAGE COMPANY and GUILD MORTGAGE COMPANY, LLC the Borrowers THE LENDERS PARTY HERETO, and THE BANK OF NEW YORK MELLON, as Administrative Agent THE BANK OF NEW YORK MELLON Lead Arranger and...Term Loan Agreement • October 1st, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • New York
AMENEDED AND RESTATED TERM LOAN AGREEMENT (this “Agreement”), dated as of September 30, 2019, among Guild Mortgage Company, a California corporation (“GMC”) and Guild Mortgage Company, LLC, a Delaware limited liability company (“GMCLLC”; GMC and GMCLLC are each a “Borrower” and are, collectively, the “Borrowers”), the Lenders who are parties hereto, and The Bank of New York Mellon as Administrative Agent (the “Administrative Agent”).
ContractMaster Repurchase Agreement • October 1st, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents
CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THE EXHIBIT BECAUSE IT IS BOTH NOT MATERIAL AND WOULD LIKELY CAUSE COMPETITIVE HARM TO THE REGISTRANT IF PUBLICLY DISCLOSED. [***] INDICATES THAT INFORMATION HAS BEEN REDACTED.
SEVENTH AMENDMENT TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • October 1st, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • Minnesota
THIS SEVENTH AMENDMENT, dated as of September 28, 2018, amends and modifies a certain Master Repurchase Agreement, dated as of March 24, 2015, as amended by Amendments dated as of June 24, 2015, March 15, 2016, April 20, 2016, June 20, 2016, June 16, 2017 and August 18, 2017 (as so amended, the “Repurchase Agreement”), between GUILD MORTGAGE COMPANY and GUILD MORTGAGE COMPANY, LLC (the “Sellers”) and U.S. BANK NATIONAL ASSOCIATION (the “Buyer”). Terms not otherwise expressly defined herein shall have the meanings set forth in the Repurchase Agreement.
EVERBANKSecond Amendment • October 1st, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • New York
This Second Amendment is made as of the 11th day of January, 2017 (the “Amendment Effective Date”), to that certain Amended and Restated Master Repurchase Agreement, dated July 29, 2015, as amended (the “Repurchase Agreement”) and the Amended and Restated Pricing Letter, dated November 20, 2015, as amended (the “Pricing Letter”), in each case by and between Guild Mortgage Company (“Seller”) and EverBank (“Buyer”). The Repurchase Agreement and the Pricing Letter are sometimes hereinafter collectively referred to as the “Agreement.
TIAA BANKGuild Holdings Co • October 1st, 2020 • Mortgage bankers & loan correspondents • New York
This Eighth Amendment is made as of the [ ] day of February 2020 (the “Amendment Effective Date”), to that certain Master Repurchase Agreement, dated as of July 29, 2015, as amended (the “Repurchase Agreement”) and the Pricing Letter, dated as of July 29, 2015, as amended (the “ Pricing Letter”), in each case by and between Guild Mortgage Company (“Seller”) and TIAA, FSB. formerly known as EverBank (“Buyer” or “EverBank”). The Repurchase Agreement and the Pricing Letter are sometimes hereinafter collectively referred to as the “Agreement.”
EXECUTIVE COMPENSATION AGREEMENTExecutive Compensation Agreement • October 1st, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • California
This Executive Compensation Agreement (this “Agreement”) is entered into effective as of January 1, 2019 (the “Effective Date”), by and between Guild Mortgage Company, a California corporation (“Guild”), and Mary Ann McGarry (“McGarry”), as follows:
TIAA BANKGuild Holdings Co • October 1st, 2020 • Mortgage bankers & loan correspondents • New York
This Sixth Amendment is made as of the 18th day of July, 2019 (the “Amendment Effective Date”), to that certain Master Repurchase Agreement, dated as of July 29, 2015, as amended (the “Repurchase Agreement”) and the Pricing Letter, dated as of July 29, 2015, as amended (the “Pricing Letter”), in each case by and between Guild Mortgage Company (“Seller”) and TIAA, FSB, formerly known as EverBank (“Buyer” or “EverBank”). The Repurchase Agreement and the Pricing Letter are sometimes hereinafter collectively referred to as the “Agreement.
THIRD AMENDMENT TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • October 1st, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • Minnesota
THIS THIRD AMENDMENT, dated as of April 20, 2016, amends and modifies a certain Master Repurchase Agreement, dated as of March 24, 2015, as amended by Amendments dated as of June 24, 2015 and March 15, 2016 (as so amended, the “Repurchase Agreement”), between GUILD MORTGAGE COMPANY and GUILD MORTGAGE COMPANY, LLC (the “Sellers”) and U.S. BANK NATIONAL ASSOCIATION (the “Buyer”). Terms not otherwise expressly defined herein shall have the meanings set forth in the Repurchase Agreement.
MASTER LOAN PURCHASE AND SERVICING AGREEMENT (EBO PROGRAM)Purchase and Servicing Agreement • October 1st, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • Texas
THIS MASTER LOAN PURCHASE AND SERVICING AGREEMENT for residential FHA-insured mortgage loans, dated as of December 21, 2018, between TEXAS CAPITAL BANK, NATIONAL ASSOCIATION (“Purchaser”), whose address is 2000 McKinney Avenue, Suite 700, Dallas, Texas 75201, and GUILD MORTGAGE COMPANY, a California corporation, as seller (“Seller”), whose address is 5898 Copley Drive, 3rd, 4th & 5th Floor, San Diego, California 92111 (sometimes hereinafter individually a “Party” or collectively the “Parties”).
EIGHTH AMENDMENT TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • October 1st, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • Minnesota
THIS EIGHTH AMENDMENT, dated as of August 29, 2019, amends and modifies a certain Master Repurchase Agreement, dated as of March 24, 2015, as amended by Amendments dated as of June 24, 2015, March 15, 2016, April 20, 2016, June 20, 2016, June 16, 2017, August 18, 2017 and September 28, 2018 (as so amended, the “Repurchase Agreement”), between GUILD MORTGAGE COMPANY and GUILD MORTGAGE COMPANY, LLC (the “Sellers”) and U.S. BANK NATIONAL ASSOCIATION (the “Buyer”). Terms not otherwise expressly defined herein shall have the meanings set forth in the Repurchase Agreement.
ELEVENTH AMENDMENT TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • October 1st, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • Minnesota
THIS ELEVENTH AMENDMENT, dated as of April 1, 2020, amends and modifies a certain Master Repurchase Agreement, dated as of March 24, 2015, as amended by Amendments dated as of June 24, 2015, March 15, 2016, April 20, 2016, June 20, 2016, June 16, 2017, August 18, 2017, September 28, 2018, August 29, 2019, September 13, 2019 and October 15, 2019 (as so amended, the “Repurchase Agreement”), between GUILD MORTGAGE COMPANY and GUILD MORTGAGE COMPANY, LLC (the “Sellers”) and U.S. BANK NATIONAL ASSOCIATION (the “Buyer”). Terms not otherwise expressly defined herein shall have the meanings set forth in the Repurchase Agreement.
FIFTH AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT among GUILD MORTGAGE COMPANY, a California corporation, as Borrower, THE LENDERS FROM TIME TO TIME PARTY HERETO and TEXAS CAPITAL BANK, NATIONAL ASSOCIATION, as Administrative Agent and TEXAS...Credit Agreement • October 1st, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • Texas
THIS FIFTH AMENDED AND RESTATED LOAN AND SECURITY AGREEMENT (this “Agreement”) dated as of June 6, 2020, is among GUILD MORTGAGE COMPANY, a California corporation (“Borrower”), the lenders from time to time party hereto (collectively, “Lenders” and individually, a “Lender”), and TEXAS CAPITAL BANK, NATIONAL ASSOCIATION, a national banking association, as Administrative Agent.
GUILD MORTGAGE COMPANY’S EMPLOYMENT AGREEMENTEmployment Agreement • October 1st, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents
This EMPLOYMENT AGREEMENT (“Agreement”), dated as of January 1, 2016 (“Effective Date”), between Guild Mortgage Company (“Company”) and Barry Horn (“Employee”) (collectively, the “Parties”).
FIRST AMENDMENT TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • October 1st, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • Minnesota
THIS FIRST AMENDMENT, dated as of June 24, 2015, amends and modifies a certain Master Repurchase Agreement, dated as of March 24, 2015, as amended pursuant to [other amendments] (as so amended, the “Master Repurchase Agreement”), between GUILD MORTGAGE COMPANY, GUILD MORTGAGE COMPANY, LLC (the “Sellers”) and U.S. BANK NATIONAL ASSOCIATION (the “Buyer”). Terms not otherwise expressly defined herein shall have the meanings set forth in the Master Repurchase Agreement.
MASTER REPURCHASE AGREEMENT Between: EVERBANK, as Buyer and GUILD MORTGAGE COMPANY, as Seller Dated as of July 29, 2015Master Repurchase Agreement • October 1st, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • New York
This is a MASTER REPURCHASE AGREEMENT (this “Agreement”), dated as of July 29, 2015, by and between GUILD MORTGAGE COMPANY, a California corporation (“Seller”), and EVERBANK, a federal savings association (“Buyer”).
FOURTH AMENDMENT TO MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • October 1st, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • Minnesota
THIS FOURTH AMENDMENT, dated as of June 20, 2016, amends and modifies a certain Master Repurchase Agreement, dated as of March 24, 2015, as amended by Amendments dated as of June 24, 2015, March 15, 2016 and April 20, 2016 (as so amended, the “Repurchase Agreement”), between GUILD MORTGAGE COMPANY and GUILD MORTGAGE COMPANY, LLC (the “Sellers”) and U.S. BANK NATIONAL ASSOCIATION (the “Buyer”). Terms not otherwise expressly defined herein shall have the meanings set forth in the Repurchase Agreement.
EXECUTIVE COMPENSATION AGREEMENTExecutive Compensation Agreement • October 1st, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • California
This Executive Compensation Agreement (this “Agreement”) is entered into effective as of January 1, 2019 (the “Effective Date”), by and between Guild Mortgage Company, a California corporation (“Guild”), and Terry Schmidt (“Schmidt”), as follows:
ContractMaster Repurchase Agreement • October 1st, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents
CERTAIN IDENTIFIED INFORMATION HAS BEEN EXCLUDED FROM THE EXHIBIT BECAUSE IT IS BOTH NOT MATERIAL AND WOULD LIKELY CAUSE COMPETITIVE HARM TO THE REGISTRANT IF PUBLICLY DISCLOSED. [***] INDICATES THAT INFORMATION HAS BEEN REDACTED.
RESTRICTED STOCK UNIT AGREEMENT IPO GRANTS TO NON-EMPLOYEE DIRECTORSRestricted Stock Unit Agreement • October 1st, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • Delaware
This Restricted Stock Unit Agreement (this “Agreement”), dated as of [DATE] (the “Grant Date”), is made between Guild Holdings Company (the “Company”), and [NAME] (the “Participant”).
TIAA, FSBThird Amendment • October 1st, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • New York
This Third Amendment is made as of the 26th day of July, 2017 (the “Amendment Effective Date”), to that certain Amended and Restated Master Repurchase Agreement, dated as of July 29, 2015, as amended (the “Repurchase Agreement”) and the Amended and Restated Pricing Letter, dated as of July 29, 2015, as amended (the “Pricing Letter”), in each case by and between Guild Mortgage Company (“Seller”) and TIAA, FSB, formerly known as EverBank (“Buyer” or “EverBank”). The Repurchase Agreement and the Pricing Letter are sometimes hereinafter collectively referred to as the “Agreement.
MASTER REPURCHASE AGREEMENTMaster Repurchase Agreement • October 1st, 2020 • Guild Holdings Co • Mortgage bankers & loan correspondents • Minnesota
THIS MASTER REPURCHASE AGREEMENT, dated as of March 24, 2015, is by and between GUILD MORTGAGE COMPANY, a California corporation (“GMC”) GUILD MORTGAGE COMPANY, LLC, a Delaware limited liability company (“GMCLLC”; GMC and GMCLLC are collectively called the “Sellers”, and each, a “Seller” provided that each obligation of the Sellers hereunder shall be a joint and several obligation of each of them), and U.S. BANK NATIONAL ASSOCIATION, a national banking association (the “Buyer”).
EVERBANKGuild Holdings Co • October 1st, 2020 • Mortgage bankers & loan correspondents • New York
This First Amendment is made as of the [ ]th day of July, 2016 (the “Amendment Effective Date”), to that certain Amended and Restated Master Repurchase Agreement, dated July 29, 2015, as amended (the “Repurchase Agreement”) and the Amended and Restated Pricing Letter, dated November 20, 2015, as amended (the “Pricing Letter”), in each case by and between Guild Mortgage Company (“Seller”) and EverBank (“Buyer”). The Repurchase Agreement and the Pricing Letter are sometimes hereinafter collectively referred to as the “Agreement.
