0001193125-21-018841 Sample Contracts

SECOND AMENDMENT TO CREDIT AGREEMENT
Credit Agreement • January 27th, 2021 • Advisers Investment Trust

This SECOND AMENDMENT TO CREDIT AGREEMENT, dated as of December 20, 2019 (this “Amendment”), amends the Credit Agreement dated as of December 20, 2017 (effective as of December 22, 2017) (as previously amended, the “Credit Agreement”) of Advisers Investment Trust, a business trust organized under the laws of the State of Delaware (“Borrower”), for itself and on behalf of each of the following: JOHCM International Small Cap Equity Fund, JOHCM Global Equity Fund, JOHCM Emerging Markets Opportunities Fund, JOHCM International Select Fund, JOHCM Asia Ex-Japan Equity Fund, JOHCM Emerging Markets Small Mid Cap Equity Fund, JOHCM International Opportunities Fund and JOHCM Global Income Builder Fund, (each individually, a “Fund” and collectively, the “Funds”) and The Northern Trust Company (the “Lender”). Terms defined in the Credit Agreement are, unless otherwise defined herein or the context otherwise requires, used herein as defined therein.

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SECOND AMENDMENT TO THE EXPENSE LIMITATION AGREEMENT
Expense Limitation Agreement • January 27th, 2021 • Advisers Investment Trust

This amendment is effective as of June 11, 2020 by and between J O Hambro Capital Management, Limited (the “Investment Adviser”) and Advisers Investment Trust (the “Trust”) on behalf of the funds advised by the Investment Adviser.

THIRD AMENDMENT TO CREDIT AGREEMENT
Credit Agreement • January 27th, 2021 • Advisers Investment Trust

This THIRD AMENDMENT TO CREDIT AGREEMENT, dated as of December 20, 2020 (this “Amendment”), amends the Credit Agreement dated as of December 20, 2017 (effective as of December 22, 2017) (as previously amended, the “Credit Agreement”) of Advisers Investment Trust, a business trust organized under the laws of the State of Delaware (“Borrower”), for itself and on behalf of each of the following: JOHCM International Small Cap Equity Fund, JOHCM Global Equity Fund, JOHCM Emerging Markets Opportunities Fund, JOHCM International Select Fund, JOHCM Credit Income Fund, JOHCM Emerging Markets Small Mid Cap Equity Fund, JOHCM International Opportunities Fund and JOHCM Global Income Builder Fund (each individually, a “Fund” and collectively, the “Funds”) and The Northern Trust Company (the “Lender”). Terms defined in the Credit Agreement are, unless otherwise defined herein or the context otherwise requires, used herein as defined therein.

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