0001193125-21-124972 Sample Contracts

JANUS ASPEN SERIES FUND PARTICIPATION AGREEMENT
Janus Aspen Series • April 21st, 2021 • Equitable America Variable Account K • Colorado

THIS AGREEMENT is made this 1st day of July, 1999, between JANUS ASPEN SERIES, an open-end management investment rganized as a Delaware business trust (the “Trust”), and MONY LIFE INSURANCE COMPANY OF AMERICA, a life insurance company organized under the laws of the State of Arizona (the “Company”), on its own behalf and on behalf of each segregated asset account of the Company set forth on Schedule A, as may be amended from time to time (the “Accounts”).

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AMENDMENT TO PARTICIPATION AGREEMENT
Participation Agreement • April 21st, 2021 • Equitable America Variable Account K

THIS AMENDMENT (“Amendment”) amends the Participation Agreement dated January 1, 1997 (together with any prior amendments thereto, the “Agreement”) which is hereby incorporated by reference, and is made as of the Amendment Effective Date of September 28, 2020 by and between EQUITABLE FINANCIAL LIFE INSURANCE COMPANY OF AMERICA (formerly known as MONY Life Insurance Company of America) (the “Company”); VANECK VIP TRUST (formerly known as Van Eck Worldwide Insurance Trust) (the “Fund”); VAN ECK SECURITIES CORPORATION (the “Underwriter”); and VAN ECK ASSOCIATES CORPORATION (the “Adviser”).

SEVENTH AMENDMENT TO FUND PARTICIPATION AGREEMENT
Fund Participation Agreement • April 21st, 2021 • Equitable America Variable Account K

Equitable Financial Life Insurance Company, formerly known as AXA Equitable Life Insurance Company, a New York life insurance company, and Equitable Financial Life Insurance Company of America, formerly known as MONY Life Insurance Company of America, an Arizona stock life insurance company (collectively “Company”), BlackRock Variable Series Funds, Inc. and BlackRock Variable Series Funds II, Inc. (each the “Fund”), , each an open-end management investment company organized as a Maryland corporation, BlackRock Advisors, LLC (the “Advisor”) and BlackRock Investments, LLC (the “Distributor”), entered into a certain fund participation agreement dated October 19, 2009 (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of December 15, 2020, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individua

FOURTH AMENDMENT TO FUND PARTICIPATION AGREEMENT (Service Shares) Regarding TRUST SHAREHOLDER REPORTS AND OTHER REQUIRED MATERIALS
Fund Participation Agreement • April 21st, 2021 • Equitable America Variable Account K

Equitable Financial Life Insurance Company of America, formerly known as MONY Life Insurance Company of America (the “Company”), an Arizona stock life insurance company and Janus Aspen Series (the “Trust”), an open-end management investment company organized as a Delaware business trust, entered into a certain fund participation agreement dated July 12, 2000 (the “Participation Agreement”). This Amendment (the “Amendment”) to the Participation Agreement is entered into as of February 10, 2021, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Trust (collectively, the “Parties”).

PARTICIPATION AGREEMENT Among MONY LIFE INSURANCE COMPANY OF AMERICA LEGG MASON PARTNERS VARIABLE EQUITY TRUST AND LEGG MASON PARTNERS VARIABLE INCOME TRUST LEGG MASON PARTNERS FUND ADVISOR, LLC and LEGG MASON INVESTOR SERVICES, LLC
Participation Agreement • April 21st, 2021 • Equitable America Variable Account K • New York

THIS AGREEMENT, made and entered into as of this 1ST day of December 2010, by and among MONY LIFE INSURANCE COMPANY OF AMERICA (the “Company”), an Arizona life insurance company, on its own behalf and on behalf of its separate accounts (the “Accounts”); Legg Mason Partners Variable Equity Trust and Legg Mason Partners Variable Income Trust, each an open-end management investment company organized under the laws of Maryland (the “Fund”); Legg Mason Partners Fund Advisor, LLC (the “Adviser”), a Maryland limited liability company; and Legg Mason Investor Services, LLC (the “Distributor”), a Maryland limited liability company.

AMENDMENT NO. 3 TO PARTICIPATION AGREEMENT
Participation Agreement • April 21st, 2021 • Equitable America Variable Account K

Equitable Financial Life Insurance Company of America, formerly known as MONY Life Insurance Company of America (the “Company”), an Arizona stock life insurance company; Legg Mason Global Asset Management Variable Trust, Legg Mason Partners Variable Equity Trust and Legg Mason Partners Variable Income Trust (collectively, the “Fund”), each an open-end management investment company organized under the laws of Maryland; Legg Mason Partners Fund Advisor, LLC (the “Adviser”), a Maryland limited liability company; and Legg Mason Investor Services, LLC (the “Distributor”), a Maryland limited liability company, entered into a certain Participation Agreement dated December 1, 2010 (together with any prior amendments thereto, the “Agreement”). This Amendment No. 3 (the “Amendment”) to the Agreement is entered into as of December 4, 2020, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Agreement, as may be amended from time to

AMENDMENT #1 TO PARTICIPATION AGREEMENT
Participation Agreement • April 21st, 2021 • Equitable America Variable Account K

This Amendment, effective November 29, 2018, by and among MONY Life Insurance Company of America, Lord Abbett Series Fund, Inc. and Lord Abbett Distributor LLC (collectively, the “Parties”) is made to the Participation Agreement dated August 27, 2010 (the “Agreement”).

AMENDMENT TO FUND PARTICIPATION AGREEMENT (Service Shares)
Fund Participation Agreement • April 21st, 2021 • Equitable America Variable Account K

This Amendment to the Fund Participation Agreement (“Agreement”) dated July 12, 2000, as amended, between Janus Aspen Series, an open-end management investment company organized as a Delaware business trust (the “Trust”), and MONY Life Insurance Company, a New York life insurance company (the “Company”) is effective as of May 1, 2003.

AMENDMENT NO.2 TO PARTICIPATION AGREEMENT
Participation Agreement • April 21st, 2021 • Equitable America Variable Account K

Amendment No.2, effective October 1, 2014, to the Participation Agreement dated December 1, 2010, as amended March 28,2014 (the “Agreement”) by and among MONY Life Insurance Company of America (the “Company”); Legg Mason Global Asset Management Variable Trust, Legg Mason Partners Variable Equity Trust and Legg Mason Partners Variable Income Trust (the “Fund”); Legg Mason Partners Fund Advisor, LLC; and Legg Mason Investor Services, LLC (the “Distributor”) (collectively, the “Pmties”). All terms re-defined in this Amendment supersede and replace those definitions assigned in the Agreement. Capitalized terms used herein and not otherwise defined herein shall have the meanings assigned to such terms in the Agreement.

SECOND AMENDMENT TO PARTICIPATION AGREEMENT Regarding FUND SHAREHOLDER REPORTS AND OTHER REQUIRED MATERIALS
Participation Agreement • April 21st, 2021 • Equitable America Variable Account K

Equitable Financial Life Insurance Company of America, formerly known as MONY Life Insurance Company of America (the “Company”), an Arizona stock life insurance company, Lord Abbett Series Fund, Inc. (the “Fund”), a Maryland corporation and Lord Abbett Distributor LLC (the “Distributor”), a New York limited liability company, entered into a certain Participation Agreement dated August 27, 2010 (the “Participation Agreement”). This Second Amendment (the “Amendment”) to the Participation Agreement is entered into as of December 17, 2020, by and among the Company, on its own behalf and on behalf of each separate account of the Company as set forth in the Participation Agreement, as may be amended from time to time (individually and collectively the “Accounts”), the Fund, and the Distributor (collectively, the “Parties”).

AMENDMENT NO. 1 TO PARTICIPATION AGREEMENT
Participation Agreement • April 21st, 2021 • Equitable America Variable Account K

Amendment No. 1, effective March 28, 2014, to the Participation Agreement, (the “Agreement”), dated December 1, 2010 by and among MONY Life Insurance Company of America (the “Company”); Legg Mason Partners Variable Equity Trust and Legg Mason Partners Variable Income Trust (the “Fund”); Legg Mason Partners Fund Advisor, LLC; and Legg Mason Investor Services, LLC (the “Distributor”) (collectively, the “Parties”). Capitalized terms used herein and not otherwise defined herein shall have the meanings assigned to such terms in the Agreement.

SECOND AMENDMENT TO FUND PARTICIPATION AGREEMENT (Institutional Shares of Janus Aspen Series)
Fund Participation Agreement • April 21st, 2021 • Equitable America Variable Account K

Second Amendment, effective November 27, 2013 to the Participation Agreement, (the “Agreement”), dated July 1, 1999, as amended, by and among MONY Life Insurance Company of America (the “Company”) and Janus Aspen Series (the “Trust”) (collectively, the “Parties”)

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