FUND PARTICIPATION AGREEMENTFund Participation Agreement • April 23rd, 2021 • John Hancock Life Insurance Co of New York Separate Account B • New York
THIS AGREEMENT is made as of March 22, 2021, between Northern Lights Variable Trust, an open-end management investment company organized as a Delaware business trust (the “Trust”); John Hancock Life Insurance Company (U.S.A.) (“JHUSA”), a Michigan life insurance company originally organized under the laws of the State of Maine, and John Hancock Life Insurance Company of New York (“JHNY”), a life insurance company organized under the laws of, and domiciled in, the State of New York, each on its own behalf and on behalf of each of its respective segregated asset accounts set forth on Schedule A, as the Parties hereto may amend from time to time (the “Accounts”) (JHUSA and JHNY being referred to herein collectively as the “Company”); ValMark Advisers, Inc., an Ohio corporation (the “Adviser”); and Northern Lights Distributors, LLC, a limited liability company organized under the laws of the State of Nebraska and principal underwriter/distributor of the Trust (the “Distributor”) (individua
