CREDIT AGREEMENT Dated as of February 11, 2022 among NCINO OPCO, INC., as the Borrower, NCINO, INC. AND CERTAIN OF ITS SUBSIDIARIES PARTY HERETO, as the Guarantors, and BANK OF AMERICA, N.A., as the LenderCredit Agreement • February 14th, 2022 • nCino, Inc. • Services-prepackaged software • New York
Contract Type FiledFebruary 14th, 2022 Company Industry JurisdictionThis CREDIT AGREEMENT is entered into as of February 11, 2022, among NCINO OPCO, INC., a Delaware corporation (the “Borrower”), NCINO, INC., a Delaware corporation (“Holdings”) and the other Guarantors (defined herein) and BANK OF AMERICA, N.A., as the Lender.