0001193125-22-154043 Sample Contracts

SALE AND SERVICING AGREEMENT by and among SANTANDER DRIVE AUTO RECEIVABLES TRUST 2022-3, as Issuer SANTANDER DRIVE AUTO RECEIVABLES LLC, as Seller SANTANDER CONSUMER USA INC., as Servicer and CITIBANK, N.A., as Indenture Trustee Dated as of May 18, 2022
Sale and Servicing Agreement • May 18th, 2022 • Santander Drive Auto Receivables Trust 2022-3 • Asset-backed securities • New York

THIS SALE AND SERVICING AGREEMENT, dated as of May 18, 2022 (as amended, supplemented or otherwise modified and in effect from time to time, this “Agreement”), is by and among SANTANDER DRIVE AUTO RECEIVABLES TRUST 2022-3, a Delaware statutory trust (the “Issuer”), SANTANDER DRIVE AUTO RECEIVABLES LLC, a Delaware limited liability company, as seller (the “Seller”), SANTANDER CONSUMER USA INC., an Illinois corporation (“Santander Consumer”), as servicer (in such capacity, the “Servicer”), and CITIBANK, N.A., a national banking association, as indenture trustee (the “Indenture Trustee”).

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ADMINISTRATION AGREEMENT between SANTANDER DRIVE AUTO RECEIVABLES TRUST 2022-3, as Issuer, SANTANDER CONSUMER USA INC., as Administrator and CITIBANK, N.A., as Indenture Trustee Dated as of May 18, 2022
Administration Agreement • May 18th, 2022 • Santander Drive Auto Receivables Trust 2022-3 • Asset-backed securities • New York

THIS ADMINISTRATION AGREEMENT (as amended, supplemented or otherwise modified and in effect from time to time, this “Agreement”) dated as of May 18, 2022, is between SANTANDER DRIVE AUTO RECEIVABLES TRUST 2022-3, a Delaware statutory trust (the “Issuer”), SANTANDER CONSUMER USA INC., an Illinois corporation, as administrator (“Santander Consumer” or the “Administrator”), and CITIBANK, N.A., a national banking association, as indenture trustee (the “Indenture Trustee”). Capitalized terms used herein and not otherwise defined herein shall have the meanings assigned such terms in Appendix A to the Sale and Servicing Agreement dated as of May 18, 2022 (the “Sale and Servicing Agreement”) by and between Santander Drive Auto Receivables LLC, as seller, the Issuer, the Administrator, as servicer, and the Indenture Trustee.

SANTANDER DRIVE AUTO RECEIVABLES TRUST 2022-3 AMENDED AND RESTATED TRUST AGREEMENT between SANTANDER DRIVE AUTO RECEIVABLES LLC, as the Depositor and WILMINGTON TRUST, NATIONAL ASSOCIATION, as the Owner Trustee Dated as of May 18, 2022
Trust Agreement • May 18th, 2022 • Santander Drive Auto Receivables Trust 2022-3 • Asset-backed securities • Delaware

This AMENDED AND RESTATED TRUST AGREEMENT is made as of May 18, 2022 (as amended, supplemented or otherwise modified and in effect from time to time, this “Agreement” or this “Trust Agreement”) between SANTANDER DRIVE AUTO RECEIVABLES LLC, a Delaware limited liability company, as the Depositor (the “Depositor”), and WILMINGTON TRUST, NATIONAL ASSOCIATION, a national banking association, as the owner trustee (“Wilmington Trust” and in such capacity the “Owner Trustee”).

PURCHASE AGREEMENT dated as of May 18, 2022 between SANTANDER CONSUMER USA INC., as Seller and SANTANDER DRIVE AUTO RECEIVABLES LLC, as Purchaser
Purchase Agreement • May 18th, 2022 • Santander Drive Auto Receivables Trust 2022-3 • Asset-backed securities • New York

THIS PURCHASE AGREEMENT is made and entered into as of May 18, 2022 (as amended, supplemented or otherwise modified and in effect from time to time, this “Agreement”) by SANTANDER CONSUMER USA INC., an Illinois corporation (“Santander Consumer”), and SANTANDER DRIVE AUTO RECEIVABLES LLC, a Delaware limited liability company (the “Purchaser”).

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