0001193125-22-303540 Sample Contracts

YEARLY RENEWABLE TERM REINSURANCE AGREEMENT
Yearly Renewable Term Reinsurance Agreement • December 13th, 2022 • John Hancock Life Insurance Co (Usa) Separate Account A

This Yearly Renewable Term Reinsurance Agreement (this “Agreement”) for reinsurance on an automatic and facultative basis is effective as of September 1, 2019 (the “Effective Date”) by and between John Hancock Life Insurance Company (U.S.A.) (the “Company”) and Swiss Re Life & Health America Inc. (the “Reinsurer”).

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YEARLY RENEWABLE TERM REINSURANCE AGREEMENT
Yearly Renewable Term Reinsurance Agreement • December 13th, 2022 • John Hancock Life Insurance Co (Usa) Separate Account A

This Yearly Renewable Term Reinsurance Agreement (this “Agreement”) for reinsurance on an automatic and facultative basis is effective as of September 1, 2019 (the “Effective Date”) by and between John Hancock Life Insurance Company (U.S.A.) (the “Company”) and Munich America Reassurance Company (the “Reinsurer”).

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