FORM OF DEPOSIT AGREEMENTDeposit Agreement • January 17th, 2023 • Live Oak Bancshares, Inc. • State commercial banks
This DEPOSIT AGREEMENT (“Deposit Agreement”) is made and entered into as of [ ], 20[ ], by and among Live Oak Bancshares, Inc., a North Carolina corporation, [ ], and all holders from time to time of Receipts (as hereinafter defined) issued hereunder.
