0001193125-23-122448 Sample Contracts

Home Office: Cincinnati, Ohio Administrative Office: [P.O. Box 5423, Cincinnati, Ohio 45201-5423] WAIVER OF ADJUSTMENTS RIDER FOR TERMINAL ILLNESS
Massmutual Ascend Life Insurance Co • April 27th, 2023 • Life insurance

This is your waiver of adjustments rider for terminal illness. It is attached to an individual deferred variable annuity contract. It is a legally binding agreement between you and us. It waives any negative market value adjustment that may otherwise apply to a surrender of the annuity contract if you meet the conditions set out in this rider. There is no separate charge for this rider. PLEASE READ THIS RIDER WITH CARE.

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