0001193125-23-122487 Sample Contracts

Home Office: Cincinnati, Ohio [Administrative Office: P.O. Box 5423, Cincinnati, Ohio 45201-5423] [Marketing Name] Individual Deferred Variable Annuity Contract [Tax Qualification] Indexed and Declared Rate Crediting Strategies Flexible Purchase...
Massmutual Ascend Life Insurance Co • April 27th, 2023 • Life insurance

This is your annuity contract. It is a legally binding agreement between you and us. It provides that we will pay the Annuity Payout Benefit to you in exchange for your Purchase Payment(s). PLEASE READ THIS CONTRACT WITH CARE.

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Home Office: Cincinnati, Ohio Administrative Office: [P.O. Box 5420, Cincinnati, Ohio 45201-5420] WAIVER OF ADJUSTMENTS RIDER FOR TERMINAL ILLNESS
Massmutual Ascend Life Insurance Co • April 27th, 2023 • Life insurance

This is your waiver of adjustments rider for terminal illness. It is attached to an individual deferred variable annuity contract. It is a legally binding agreement between you and us. It waives any negative market value adjustment that may otherwise apply to a surrender of the annuity contract if you meet the conditions set out in this rider. There is no separate charge for this rider. PLEASE READ THIS RIDER WITH CARE.

Home Office: Cincinnati, Ohio Administrative Office: [P.O. Box 5423, Cincinnati, Ohio 45201-5423] WAIVER OF ADJUSTMENTS RIDER FOR TERMINAL ILLNESS
Massmutual Ascend Life Insurance Co • April 27th, 2023 • Life insurance

This is your waiver of adjustments rider for terminal illness. It is attached to an individual deferred variable annuity contract. It is a legally binding agreement between you and us. It waives any negative market value adjustment that may otherwise apply to a surrender of the annuity contract if you meet the conditions set out in this rider. There is no separate charge for this rider. PLEASE READ THIS RIDER WITH CARE.

Home Office: Cincinnati, Ohio Administrative Office: [P.O. Box 5420, Cincinnati, Ohio 45201-5420] WAIVER OF ADJUSTMENTS RIDER FOR EXTENDED CARE
Massmutual Ascend Life Insurance Co • April 27th, 2023 • Life insurance

This is your waiver of adjustments rider for extended care. It is attached to an individual deferred variable annuity contract. It is a legally binding agreement between you and us. It waives any negative market value adjustment that may otherwise apply to a surrender of the annuity contract if you meet the conditions set out in this rider. There is no separate charge for this rider. PLEASE READ THIS RIDER WITH CARE.

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