SUMITOMO MITSUI FINANCIAL GROUP, INC. as Issuer and THE BANK OF NEW YORK MELLON as Trustee PERPETUAL SUBORDINATED INDENTURE Dated as of [ ]Sumitomo Mitsui Financial Group, Inc. • December 22nd, 2023 • Commercial banks, nec • New York
Company FiledDecember 22nd, 2023 Industry JurisdictionTHIS PERPETUAL SUBORDINATED INDENTURE, dated as of [ ] between Sumitomo Mitsui Financial Group, Inc., a joint stock company (kabushiki kaisha) organized under the laws of Japan (the “Issuer”), and The Bank of New York Mellon, as trustee (the “Trustee”),