0001193125-24-192917 Sample Contracts

SYNCHRONY FINANCIAL AND THE BANK OF NEW YORK MELLON, as Trustee TWELFTH SUPPLEMENTAL INDENTURE Dated as of August 2, 2024 to the INDENTURE Dated as of August 11, 2014
Twelfth Supplemental Indenture • August 2nd, 2024 • Synchrony Financial • Finance services • New York

THIS TWELFTH SUPPLEMENTAL INDENTURE (this “Twelfth Supplemental Indenture”), dated as of August 2, 2024, is between SYNCHRONY FINANCIAL, a Delaware corporation (the “Company”), and The Bank of New York Mellon, a New York banking corporation (the “Trustee”).

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