INDENTURE Dated as of October 31, 2024 Among FINANCE OF AMERICA FUNDING LLC, as the Issuer, FINANCE OF AMERICA EQUITY CAPITAL LLC, as Parent Guarantor, the other Guarantors from time to time party hereto, FINANCE OF AMERICA COMPANIES INC., solely for...Indenture • November 4th, 2024 • Finance of America Companies Inc. • Mortgage bankers & loan correspondents • New York
INDENTURE, dated as of October 31, 2024, among Finance of America Funding LLC, a Delaware limited liability company (the “Issuer”), Finance of America Equity Capital LLC (as further defined below, the “Parent Guarantor”), Finance of America Companies Inc., solely with respect to Section 6.03, the Subsidiary Guarantors (as defined herein) listed on the signature pages hereto, U.S. Bank Trust Company, National Association, as Trustee and U.S. Bank Trust Company, National Association, as Collateral Trustee.
FIRST SUPPLEMENTAL INDENTUREFirst Supplemental Indenture • November 4th, 2024 • Finance of America Companies Inc. • Mortgage bankers & loan correspondents
This FIRST SUPPLEMENTAL INDENTURE (this “First Supplemental Indenture”), dated as of October 31, 2024, is among Finance of America Funding LLC, a Delaware limited liability company (the “Issuer”), Finance of America Equity Capital LLC, a Delaware limited liability company (the “Parent Guarantor”), the other guarantors party hereto (and together with the Parent Guarantor, the “Guarantors”) and U.S. Bank Trust Company, National Association (successor in interest to U.S. Bank National Association), as trustee (the “Trustee”).
Finance of America Funding LLC Finance of America Companies Inc. REGISTRATION RIGHTS AGREEMENTRegistration Rights Agreement • November 4th, 2024 • Finance of America Companies Inc. • Mortgage bankers & loan correspondents • New York
As part of an exchange offer for 7.875% Senior Notes due 2025 (the “2025 Notes) issued by Finance of America Funding LLC (the “Issuer”), the Issuer proposes to issue 10.00% Exchangeable Senior Secured Notes due 2029 (the “Notes”) to electing holders of the 2025 Notes. The Notes will be guaranteed by the guarantors listed in the Indenture referred to below (collectively, the “Guarantors”), upon the terms set forth in, and further described in, the Exchange Offering Memorandum, dated September 17, 2024, as supplemented on October 28, 2024, relating to the initial placement (the “Initial Placement”) of the Notes. Upon an exchange of Notes at the option of the holder thereof, the Issuer may deliver shares of Class A common stock, $0.0001 par value per share, of Finance of America Companies Inc., an indirect parent of the Issuer (the “Company,” and such common stock, the “Company Common Stock”). The obligations of the Issuer in respect of the Notes will be fully and unconditionally guarante
PLEDGE AND SECURITY AGREEMENT dated as of October 31, 2024 among THE GRANTORS IDENTIFIED HEREIN and EACH OF THE OTHER GRANTORS FROM TIME TO TIME PARTY HERETO and U.S. BANK TRUST COMPANY, NATIONAL ASSOCIATION as Collateral TrusteeSecurity Agreement • November 4th, 2024 • Finance of America Companies Inc. • Mortgage bankers & loan correspondents • New York
