0001193805-05-001067 Sample Contracts

s/ Philip J. Timyan ------------------------------------ Philip J. Timyan
Joint Filing Agreement • May 10th, 2005 • Timyan Philip J • State commercial banks

In accordance with Rule 13d-1(k) under the Securities Exchange Act of 1934, as amended, each of the undersigned agrees to the filing on behalf of each of Amendment No. 2 to Schedule 13D, and all further amendments thereto, with respect to the shares of common stock, no par value, of Heartland Bancshares, Inc.

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